Register July 2007 No. 619
Chapter DFI-WCA 1
WISCONSIN CONSUMER ACT
DFI-WCA 1.01 Wisconsin consumer act rules; organization. DFI-WCA 1.05 General definitions; consumer credit transactions. DFI-WCA 1.06 General definitions; customer. DFI-WCA 1.07 General definitions; finance charge. DFI-WCA 1.08 General definitions; official fees. DFI-WCA 1.09 General definitions; required deposit balance. DFI-WCA 1.201 Finance charge for consumer credit transactions; per diem charge. DFI-WCA 1.22 Finance charge for consumer credit transactions; credit cards and coupon books. DFI-WCA 1.221 Finance charge for consumer credit transactions; actuarial method-compounding. DFI-WCA 1.23 Maximum charges; precision and rounding. DFI-WCA 1.26 Additional charges; cost of insurance. DFI-WCA 1.261 Additional charges; equivalent security interest. DFI-WCA 1.262 Additional charges; title examinations. DFI-WCA 1.263 Additional charges, appraisals, copies. DFI-WCA 1.264 Credit insurance; signature placement. DFI-WCA 1.271 Delinquency charges; deferred installment. DFI-WCA 1.28 Deferral charges; unilateral deferral at no cost. DFI-WCA 1.281 Deferral charges; alternative computation. DFI-WCA 1.29 Deferral charges; “rule of 78”. DFI-WCA 1.30 Notice of non-performance. DFI-WCA 1.301 Rebate on prepayment; irregular installment amounts or due dates. DFI-WCA 1.311 General requirements and provisions; consummation. DFI-WCA 1.32 Disclosure customer copies. DFI-WCA 1.321 Form requirements other than open-end—set off. DFI-WCA 1.331 Form requirements other than open-end—microfilm copies. DFI-WCA 1.34 Prohibition of blank writings. DFI-WCA 1.341 Notice to obligors. DFI-WCA 1.35 Notice to obligors; open-end accounts. DFI-WCA 1.351 Customer liability; open-end credit. DFI-WCA 1.352 Receipts; accounting; evidence of payment; release of any security interest. DFI-WCA 1.353 Refund anticipation loan; before the customer enters into a refund anticipation loan. DFI-WCA 1.354 Refund anticipation loan; reasonable length of time to expect refund. DFI-WCA 1.355 Refund anticipation loan; estimated annual percentage rate. DFI-WCA 1.356 Refund anticipation loan; charges or fees for electronically filing an income tax return. DFI-WCA 1.36 Receipts; accounting; evidence of payment; customer inquiries. DFI-WCA 1.361 Assignment of earnings prohibited; revocation. DFI-WCA 1.37 Notice of assignment; joint obligor customers. DFI-WCA 1.371 Notice of assignment; address of customer. DFI-WCA 1.38 Restriction on liability in consumer lease. DFI-WCA 1.391 Restrictions on security interest; proceeds. DFI-WCA 1.392 Waivers prohibited; dwelling. DFI-WCA 1.44 Consumer approval transaction; duty of customer. DFI-WCA 1.61 Cure of default; commencing legal action. DFI-WCA 1.62 Cure of default; date of notice and tender. DFI-WCA 1.63 Exempt property; garnishee summons. DFI-WCA 1.64 Exempt property; medical services. DFI-WCA 1.66 Body attachments. DFI-WCA 1.67 Voluntary surrender of collateral. DFI-WCA 1.68 Nonjudicial enforcement limited; surrender of collateral. DFI-WCA 1.69 Restrictions on deficiency judgments; amount owing. DFI-WCA 1.70 Restrictions on deficiency judgments; repossession. DFI-WCA 1.71 Restrictions on deficiency judgments; renouncing rights in collateral. DFI-WCA 1.80 Investigatory powers; merchant’s records. DFI-WCA 1.81 Powers of administrator; penalty. DFI-WCA 1.82 Powers of administrator; submission for approval. DFI-WCA 1.85 Discrimination; unconscionable conduct. DFI-WCA 1.86 Unsolicited credit cards; unconscionable conduct. DFI-WCA 1.87 Sale of credit card numbers; unconscionable conduct. DFI-WCA 1.88 Auto brokering. DFI-WCA 1.90 Registration fees. Ch. DFI-WCA 1 NoteNote: Chapter Bkg 80 was renumbered Chapter DFI-Bkg 80 under s. 13.93 (2m) (b) 1., Stats., and corrections made under s. 13.93 (2m) (b) 6. and 7., Stats., Register, June, 1997, No. 498. Ch. DFI-WCA 1 NoteNote: Chapter DFI-Bkg 80 as it existed on July 31, 2007, was renumbered to ch. DFI-WCA 1 under s. 13.93 (2m) (b) 1., Stats., and corrections made under s. 13.93 (2m) (b) 7., Stats., Register July 2007 No. 619. DFI-WCA 1.01DFI-WCA 1.01 Wisconsin consumer act rules; organization. In order to facilitate the organization of rules promulgated under the Wisconsin consumer act and to assist interested persons in relating the rules to the act, each rule shall refer to specific sections of the act. The rules shall be published so as to retain the numerical order of the sections of the act to which they refer. However, each statutory reference does not constitute the sole statutory authority for any particular rule. DFI-WCA 1.01 HistoryHistory: Cr. Register, June, 1973, No. 210, eff. 7-1-73.
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