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609.36(1)(a)1.1. The structure of the plan.
609.36(1)(a)2.2. Health care benefits and exclusions.
609.36(1)(a)3.3. Cost-sharing requirements.
609.36(1)(a)4.4. Participating providers.
609.36(1)(b)(b) Subject to sub. (2), the information and data reported under par. (a) shall be open to public inspection under ss. 19.31 to 19.39.
609.36(2)(2)Confidentiality. A defined network plan shall establish written policies and procedures, consistent with ss. 51.30, 146.82, and 252.15, for the handling of medical records and enrollee communications to ensure confidentiality.
609.36 HistoryHistory: 1997 a. 237; 2001 a. 16.
609.38609.38Oversight. The office shall perform examinations of insurers that issue defined network plans consistent with ss. 601.43 and 601.44. The commissioner shall by rule develop standards for defined network plans for compliance with the requirements under this chapter.
609.38 HistoryHistory: 1997 a. 237; 2001 a. 16.
609.60609.60Optometric coverage. Health maintenance organizations and preferred provider plans are subject to s. 632.87 (2m).
609.60 HistoryHistory: 1985 a. 29.
609.65609.65Coverage for court-ordered services for the mentally ill.
609.65(1)(1)If an enrollee of a limited service health organization, preferred provider plan, or defined network plan is examined, evaluated, or treated for a nervous or mental disorder pursuant to a court order under s. 880.33 (4m) or (4r), 2003 stats., an emergency detention under s. 51.15, a commitment or a court order under s. 51.20, an order for protective placement or protective services under ch. 55, an order under s. 55.14 or 55.19 (3) (e), or an order under ch. 980, then, notwithstanding the limitations regarding participating providers, primary providers, and referrals under ss. 609.01 (2) to (4) and 609.05 (3), the limited service health organization, preferred provider plan, or defined network plan shall do all of the following:
609.65(1)(a)(a) If the provider performing the examination, evaluation, or treatment has a provider agreement with the limited service health organization, preferred provider plan, or defined network plan which covers the provision of that service to the enrollee, make the service available to the enrollee in accordance with the terms of the limited service health organization, preferred provider plan, or defined network plan and the provider agreement.
609.65(1)(b)(b) If the provider performing the examination, evaluation or treatment does not have a provider agreement with the limited service health organization, preferred provider plan, or defined network plan which covers the provision of that service to the enrollee, reimburse the provider for the examination, evaluation, or treatment of the enrollee in an amount not to exceed the maximum reimbursement for the service under the medical assistance program under subch. IV of ch. 49, if any of the following applies:
609.65(1)(b)1.1. The service is provided pursuant to a commitment or a court order, except that reimbursement is not required under this subdivision if the limited service health organization, preferred provider plan, or defined network plan could have provided the service through a provider with whom it has a provider agreement.
609.65(1)(b)2.2. The service is provided pursuant to an emergency detention under s. 51.15 or on an emergency basis to a person who is committed under s. 51.20 and the provider notifies the limited service health organization, preferred provider plan, or defined network plan within 72 hours after the initial provision of the service.
609.65(2)(2)If after receiving notice under sub. (1) (b) 2. the limited service health organization, preferred provider plan, or defined network plan arranges for services to be provided by a provider with whom it has a provider agreement, the limited service health organization, preferred provider plan, or plan is not required to reimburse a provider under sub. (1) (b) 2. for any services provided after arrangements are made under this subsection.
609.65(3)(3)A limited service health organization, preferred provider plan, or defined network plan is only required to make available, or make reimbursement for, an examination, evaluation, or treatment under sub. (1) to the extent that the limited service health organization, preferred provider plan, or defined network plan would have made the medically necessary service available to the enrollee or reimbursed the provider for the service if any referrals required under s. 609.05 (3) had been made and the service had been performed by a participating provider.
609.655609.655Coverage of certain services provided to dependent students.
609.655(1)(1)In this section:
609.655(1)(a)(a) “Dependent student” means an individual who satisfies all of the following:
609.655(1)(a)1.1. Is covered as a dependent child under the terms of a policy or certificate issued by a defined network plan insurer.
609.655(1)(a)2.2. Is enrolled in a school located in this state but outside the geographical service area of the defined network plan.
609.655(1)(b)(b) “Outpatient services” has the meaning given in s. 632.89 (1) (e).
609.655(1)(c)(c) “School” means a technical college; an institution within the University of Wisconsin System; and any institution of higher education that grants a bachelor’s or higher degree.
609.655(2)(2)If a policy or certificate issued by a defined network plan insurer provides coverage of outpatient services provided to a dependent student, the policy or certificate shall provide coverage of outpatient services, to the extent and in the manner required under sub. (3), that are provided to the dependent student while he or she is attending a school located in this state but outside the geographical service area of the defined network plan, notwithstanding the limitations regarding participating providers, primary providers, and referrals under ss. 609.01 (2) and 609.05 (3).
609.655(3)(3)Except as provided in sub. (5), a defined network plan shall provide coverage for all of the following services:
609.655(3)(a)(a) A clinical assessment of the dependent student’s nervous or mental disorders or alcoholism or other drug abuse problems, conducted by a provider described in s. 632.89 (1) (e) 2., 3., or 4. who is located in this state and in reasonably close proximity to the school in which the dependent student is enrolled and who may be designated by the defined network plan.
609.655(3)(b)(b) If outpatient services are recommended in the clinical assessment conducted under par. (a), the recommended outpatient services consisting of not more than 5 visits to an outpatient treatment facility or other provider that is located in this state and in reasonably close proximity to the school in which the dependent student is enrolled and that may be designated by the defined network plan, except as follows:
609.655(3)(b)1.1. Coverage is not required under this paragraph if the medical director of the defined network plan determines that the nature of the treatment recommended in the clinical assessment will prohibit the dependent student from attending school on a regular basis.
609.655(3)(b)2.2. Coverage is not required under this paragraph for outpatient services provided after the dependent student has terminated his or her enrollment in the school.
609.655(4)(a)(a) Upon completion of the 5 visits for outpatient services covered under sub. (3) (b), the medical director of the defined network plan and the clinician treating the dependent student shall review the dependent student’s condition and determine whether it is appropriate to continue treatment of the dependent student’s nervous or mental disorders or alcoholism or other drug abuse problems in reasonably close proximity to the school in which the student is enrolled. The review is not required if the dependent student is no longer enrolled in the school or if the coverage limits under the policy or certificate for treatment of nervous or mental disorders or alcoholism or other drug abuse problems have been exhausted.
609.655(4)(b)(b) Upon completion of the review under par. (a), the medical director of the defined network plan shall determine whether the policy or certificate will provide coverage of any further treatment for the dependent student’s nervous or mental disorder or alcoholism or other drug abuse problems that is provided by a provider located in reasonably close proximity to the school in which the student is enrolled. If the dependent student disputes the medical director’s determination, the dependent student may submit a written grievance under the defined network plan’s internal grievance procedure established under s. 632.83.
609.655(5)(a)(a) A policy or certificate issued by a defined network plan insurer is required to provide coverage for the services specified in sub. (3) only to the extent that the policy or certificate would have covered the service if it had been provided to the dependent student by a participating provider within the geographical service area of the defined network plan.
609.655(5)(b)(b) Paragraph (a) does not permit a defined network plan to reimburse a provider for less than the full cost of the services provided or an amount negotiated with the provider, solely because the reimbursement rate for the service would have been less if provided by a participating provider within the geographical service area of the defined network plan.
609.70609.70Chiropractic coverage. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.87 (3).
609.70 HistoryHistory: 1987 a. 27; 1997 a. 237; 2001 a. 16.
609.71609.71Disclosure of payments. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.798.
609.71 HistoryHistory: 2009 a. 146.
609.715609.715Coverage of alcoholism and other diseases. Defined network plans are subject to s. 632.89.
609.715 HistoryHistory: 2009 a. 218 s. 14; 2011 a. 260 s. 80.
609.717609.717Mental health services provided by a recovery charter school. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.87 (4m).
609.717 HistoryHistory: 2017 a. 30.
609.75609.75Adopted children coverage. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.896. Coverage of health care services obtained by adopted children and children placed for adoption may be subject to any requirements that the limited service health organization, preferred provider plan, or defined network plan imposes under s. 609.05 (2) and (3) on the coverage of health care services obtained by other enrollees.
609.75 HistoryHistory: 1989 a. 336; 1997 a. 237; 2001 a. 16.
609.755609.755Coverage of dependents. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.885.
609.755 HistoryHistory: 2009 a. 28.
609.76609.76Coverage of student on medical leave. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.895 (15).
609.76 HistoryHistory: 2007 a. 36.
609.77609.77Coverage of breast reconstruction. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.895 (13).
609.77 HistoryHistory: 1997 a. 27, 237; 2001 a. 16.
609.78609.78Coverage of treatment for the correction of temporomandibular disorders. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.895 (11).
609.78 HistoryHistory: 1997 a. 27, 237; 2001 a. 16.
609.79609.79Coverage of hospital and ambulatory surgery center charges and anesthetics for dental care. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.895 (12).
609.79 HistoryHistory: 1997 a. 27, 237; 2001 a. 16.
609.80609.80Coverage of mammograms. Defined network plans are subject to s. 632.895 (8). Coverage of mammograms under s. 632.895 (8) may be subject to any requirements that the defined network plan imposes under s. 609.05 (2) and (3) on the coverage of other health care services obtained by enrollees.
609.80 HistoryHistory: 1989 a. 129; 1997 a. 237; 2001 a. 16.
609.805609.805Coverage of contraceptives. Defined network plans are subject to s. 632.895 (17).
609.805 HistoryHistory: 2009 a. 28.
609.81609.81Coverage related to HIV infection. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 631.93. Defined network plans are subject to s. 632.895 (9).
609.81 HistoryHistory: 1989 a. 201; 1989 a. 359 s. 389; 1997 a. 237; 2001 a. 16.
609.82609.82Coverage without prior authorization for emergency medical condition treatment. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.85.
609.82 HistoryHistory: 1997 a. 237; 2001 a. 16.
609.83609.83Coverage of drugs and devices. Limited service health organizations, preferred provider plans, and defined network plans are subject to ss. 632.853, 632.861, and 632.895 (16t) and (16v).
609.837609.837Copayment equality for oral and injected chemotherapy. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.867.
609.837 HistoryHistory: 2013 a. 186.
609.84609.84Experimental treatment. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.855.
609.84 HistoryHistory: 1997 a. 237; 2001 a. 16.
609.846609.846Discrimination based on COVID-19 prohibited. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 632.729.
609.846 HistoryHistory: 2019 a. 185.
609.85609.85Coverage of lead screening. Health maintenance organizations and preferred provider plans are subject to s. 632.895 (10).
609.85 HistoryHistory: 1993 a. 450.
609.86609.86Coverage of hearing aids, cochlear implants, and related treatment for infants and children. Defined network plans are subject to s. 632.895 (16).
609.86 HistoryHistory: 2009 a. 14.
609.87609.87Coverage of treatment for autism spectrum disorders. Defined network plans are subject to s. 632.895 (12m).
609.87 HistoryHistory: 2009 a. 28.
609.875609.875Coverage of colorectal cancer screening. Defined network plans are subject to s. 632.895 (16m).
609.875 HistoryHistory: 2009 a. 346 s. 8; 2011 a. 260 s. 80.
609.88609.88Coverage of immunizations. Defined network plans are subject to s. 632.895 (14).
609.88 HistoryHistory: 1999 a. 115; 2001 a. 16.
609.885609.885Coverage of COVID-19 testing. Defined network plans, preferred provider plans, and limited service health organizations are subject to s. 632.895 (14g).
609.885 HistoryHistory: 2019 a. 185.
609.89609.89Written reason for coverage denial. Limited service health organizations, preferred provider plans, and defined network plans are subject to s. 631.17.
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2023-24 Wisconsin Statutes updated through all Supreme Court and Controlled Substances Board Orders filed before and in effect on January 1, 2025. Published and certified under s. 35.18. Changes effective after January 1, 2025, are designated by NOTES. (Published 1-1-25)