13. Mysterious disappearance
14. Fidelity (employe dishonesty)
15. Warranties
16. Representations
17. Concealment
18. Bodily injury liability
19. Property damage liability
20. Personal injury liability
21. Limits of liability
22. Deductibles
23. Incidental contracts
24. Binders
25. Custodian
26. Messenger
27. Guard or watchperson
B. Policy provisions
1. Declarations
2. Insuring agreement
3. Conditions
4. Exclusions
5. Definition of the insured
6. Duties of the insured
7. Cancellation and nonrenewal provisions
8. Supplementary payment (additional coverages)
9. Proof of loss
10. Notice of claim
11. Arbitration
12. Pro rata liability (other insurance)
13. Subrogation
14. Compliance with provisions of Fair Credit Reporting Act
15. Claims made policy form
16. Salvage
17. Consent to settle a loss
18. Limitations
C. Types of policies, bonds, and related terms
1. Automobile Insurance - personal & family auto and business & commercial auto
a. Bodily injury
b. Property damage
c. Limits
(1) Split
(2) Single
d. Medical payments
e. Supplementary payments
f. Physical damage
1. Collision
2. Comprehensive
g. Uninsured motorist
h. Underinsured motorist
i. Named insureds
j. Insureds
k. Owned automobile
l. Nonowned automobile
m. Temporary substitute auto
n. Hired auto
o. Cancellation and nonrenewal
p. Towing and labor
q. Personal auto policy
r. Family auto policy
s. Business auto policy
t. Garage liability policy
2. General liability
a. Exposures (hazards)
(1) Premises and operations
(2) Products and completed operations
(3) Contractual liability
(4) Vicarious liability/independent contractors
b. Coverage forms
(1) Commercial General Liability (CGL)
(a) Occurrence form
(b) Claims made form
(2) Owners and contractors protective liability
3. Commercial general liability
4. Bonding and commercial crime insurance
a. Theft, disappearance and destruction form
b. Robbery and safe burglary form
c. Premises burglary coverage form
d. Fidelity bonds
e. Surety bonds
f. Other miscellaneous bonds
5. Worker's compensation
6. Professional liability
a. Errors and omissions
b. Directors and officers
7. Umbrella/excess liability
V. Wisconsin Casualty Insurance Law – 2 Hours
A. General rate standards
B. Prohibited classification of risks
C. Surplus lines
1. Definition
