Wisconsin Legislature: Ch. ATCP 127 TOC

Ch. ATCP 127 NoteNote: This chapter is adopted under authority of s. 100.20 (2), Stats., and is administered by the Wisconsin department of agriculture, trade and consumer protection. Violations of this chapter may be prosecuted under s. 100.20 (6) and s. 100.26 (3) or (6), Stats. A person who suffers a monetary loss because of a violation of this chapter may sue the violator directly under s. 100.20 (5), Stats., and may recover twice the amount of the loss, together with costs and reasonable attorneys’ fees. Subchapter V is also adopted under authority of s. 100.52, Stats. A telephone solicitation to a residential telephone customer included on the “no-call” list under subch. V does not, by itself, result in a monetary loss for which the customer may seek recovery under s. 100.20(5), Stats., unless the residential telephone customer sustains an actual monetary loss as a result of another violation of this chapter.

Ch. ATCP 127 NoteNote: Chapter Ag 127 was renumbered ch. ATCP 127 under s. 13.93 (2m) (b) 1., Stats., Register, April, 1993, No. 448. Chapter ATCP 127 as it existed on July 31, 1999 was repealed and a new chapter ATCP 127 was created effective August 1, 1999.

subch. I of ch. ATCP 127Subchapter I — Definitions

ATCP 127.01ATCP 127.01 Definitions. In this chapter:

ATCP 127.01(1)(1) “Acquirer” means a financial institution or other person who, under a license or authorization granted by a credit card system operator, authorizes merchants to honor credit cards and submit credit card sales drafts for payment through the credit card system.

ATCP 127.01(2)(2) “Consumer” means an individual to whom a seller advertises, offers to sell, sells, or promotes the sale of consumer goods or services. “Consumer” does not include an individual who purchases consumer goods or services in a business capacity, or for resale to others.

ATCP 127.01(3)(3) “Consumer goods or services” means goods or services typically used for personal, family, or household purposes. “Consumer goods or services” includes personal investment opportunities, personal business opportunities, and personal training courses but does not include any of the following:

ATCP 127.01(3)(a)(a) Investment opportunities, business opportunities, and training courses when offered to a business, rather than a consumer.

ATCP 127.01(3)(b)(b) Real estate, other than cemetery lots or timeshares as defined in s. 707.02 (24), Stats.

ATCP 127.01(3)(c)(c) Pay-per-call services sold in compliance with s. 196.208, Stats.

ATCP 127.01(3)(d)(d) A newspaper subscription that the consumer may cancel at any time without penalty.

ATCP 127.01(4)(4) “Credit” means the right granted by a creditor to a debtor to defer payment of debt or to incur debt and defer its payment.

ATCP 127.01(5)(5) “Credit card” means any card or other device which entitles an authorized holder to obtain goods, services, or other things of value on credit.

ATCP 127.01(6)(6) “Credit card sales draft” means any record or evidence of a credit card transaction.

ATCP 127.01(7)(7) “Credit card system” means the system through which credit card transactions, using credit cards issued or licensed by the credit card system operator, are processed for payment.

ATCP 127.01(8)(8) “Credit card system operator” means a person who operates a credit card system, or who licenses others to operate a credit card system.

ATCP 127.01(9)(9) “Department” means the state of Wisconsin department of agriculture, trade and consumer protection.

ATCP 127.01(10)(10) “Disclose” means to make a clear and conspicuous statement which is reasonably designed to be noticed and readily understood by the consumer.

ATCP 127.01(11)(11) “Individual” means a natural person.

ATCP 127.01(12)(12) “Investment opportunity” means anything, tangible or intangible, that is offered, sold, or traded based wholly or in part on representations, either express or implied, about past, present, or future income, profit, or appreciation. “Investment opportunity” does not include a security sold in compliance with ch. 551, Stats., or a franchise investment sold in compliance with ch. 553, Stats.

ATCP 127.01(13)(13) “Mass advertisement” means a solicitation which a seller publishes or makes accessible to an unrestricted mass audience. “Mass advertisement” includes a solicitation published in a newspaper, magazine, radio broadcast, television broadcast, or internet home page. “Mass advertisement” does not include a solicitation which a seller addresses to an individual consumer, to a consumer’s residence, or to a gathering of consumers invited by means of telephone, mail, or face-to-face solicitations under this chapter.

ATCP 127.01(14)(14) “Merchant” means a person who is authorized, under a written agreement with an acquirer, to honor credit cards and submit credit card sales drafts to the acquirer for payment and processing through the credit card system.

ATCP 127.01(15)(15) “Person” means an individual, corporation, partnership, cooperative, limited liability company, trust, or other legal entity.

ATCP 127.01(16)(16) “Prize promotion” means any of the following:

ATCP 127.01(16)(a)(a) A sweepstakes or other game of chance.

ATCP 127.01(16)(b)(b) A seller’s express or implied representation that a consumer has won, has been selected to receive, may be eligible to receive, or may have a chance to receive a prize.

ATCP 127.01(16)(c)(c) Any communication from a seller to a consumer in which the seller is required to give the consumer a prize notice under s. 100.171, Stats.

ATCP 127.01(17)(17) “Purchase” means to buy or lease consumer goods or services.

ATCP 127.01(18)(18) “Purchase contract” means an agreement to purchase consumer goods or services, regardless of whether that agreement is subject to a later right of cancellation. “Purchase contract” does not include the following agreements, but does include a purchase commitment which arises under any of those agreements as a result of the consumer’s subsequent action or omission: