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SB45-SSA2-SA4,88,84(10) Falls prevention funding. From the appropriation under s. 20.435 (1)
5(b), the department of health services shall award a grant of $450,000 in each of
6fiscal years 2025-26 and 2026-27 to an organization committed to reducing falls
7among older adults in this state for the purpose of statewide falls prevention
8awareness and initiatives.
SB45-SSA2-SA4,88,119(11) Reference changes. Wherever a reference to s. 253.10 (2) (a) appears in
10the statutes, the legislative reference bureau shall substitute a reference to s. 69.01
11(13m), as it defines the term induced abortion.
SB45-SSA2-SA4,88,1312(12) Positions. The authorized positions for the department of health
13services are increased as provided in 2025 Senate Bill 45.
SB45-SSA2-SA4,88,1614(13) Funding At the appropriate place, replace the schedule for s. 20.435
15with the schedule for 2025 Senate Bill 45 covering the department of health
16services.
SB45-SSA2-SA4,912317Section 9123. Nonstatutory provisions; Insurance.
SB45-SSA2-SA4,88,1918(1) Positions. The authorized positions for office of the commissioner of
19insurance are increased as provided in 2025 Senate Bill 45.
SB45-SSA2-SA4,88,2220(2) Funding. At the appropriate place, replace the schedule for s. 20.145 with
21the schedule for 2025 Senate Bill 45 covering the office of the commissioner of
22insurance.
SB45-SSA2-SA4,914723Section 9147. Nonstatutory provisions; University of Wisconsin
24System.
SB45-SSA2-SA4,89,5
1(1) Funding allocation for a statewide Parkinsons disease registry.
2From the appropriation under s. 20.285 (1) (a), the Board of Regents of the
3University of Wisconsin System shall allocate in fiscal year 2025-26, at least
4$3,900,000, and in fiscal year 2026-27, at least $2,400,000, to establish the
5statewide Parkinsons disease registry under s. 36.47.
SB45-SSA2-SA4,92196Section 9219. Fiscal changes; Health Services.
SB45-SSA2-SA4,89,97(1) Extended intensive treatment surcharge balance transfer. The
8unencumbered balance in the appropriation account under s. 20.435 (2) (gL), 2023
9stats., is transferred to the appropriation account under s. 20.435 (2) (g).
SB45-SSA2-SA4,89,1310(2) Winnebago Mental Health Institute. There is transferred from the
11general fund to the appropriation account under s. 20.435 (2) (gk) $18,599,500 in
12fiscal year 2025-26 and $15,251,000 in fiscal year 2026-27 to support the operations
13of Winnebago Mental Health Institute.
SB45-SSA2-SA4,931914Section 9319. Initial applicability; Health Services.
SB45-SSA2-SA4,89,1715(1) Support and improvement of emergency medical services. The
16treatment of s. 256.12 (4) (a) and (c) of this act first applies to funds distributed
17under s. 256.12 (4) (a) on the effective date of this subsection.
SB45-SSA2-SA4,89,2018(2) Emergency medical services training and examination aid. The
19treatment of s. 256.12 (5) (a) and (am) first applies to funds distributed under s.
20256.12 (5) (a) on the effective date of this subsection.
SB45-SSA2-SA4,89,2221(3) Medicaid school-based services. The treatment of s. 49.45 (39) (b) 1.
22and 2. first applies to claims for reimbursement submitted on July 1, 2026.
SB45-SSA2-SA4,90,223(4) Determination of Medical Assistance eligibility by indicating

1interest on an individual income tax return. The treatment of ss. 71.03 (9) and
271.78 (4) (w) first applies to taxable years beginning after December 31, 2025.
SB45-SSA2-SA4,90,33(5) Abortion coverage.
SB45-SSA2-SA4,90,64(a) For policies and plans containing provisions inconsistent with s. 40.51
5(9m), s. 40.51 (9m) first applies to policy or plan years beginning on the effective
6date of this subsection, except as provided in par. (b).
SB45-SSA2-SA4,90,117(b) For policies and plans that are affected by a collective bargaining
8agreement containing provisions inconsistent with s. 40.51 (9m), s. 40.51 (9m) first
9applies to policy or plan years beginning on the effective date of this subsection or
10on the day on which the collective bargaining agreement is newly established,
11extended, modified, or renewed, whichever is later.
SB45-SSA2-SA4,932312Section 9323. Initial applicability; Insurance.
SB45-SSA2-SA4,90,1313(1) Coverage of asthma drugs and supplies.
SB45-SSA2-SA4,90,1714(a) For policies and plans containing provisions inconsistent with this act, the
15treatment of ss. 609.835 and 632.895 (16g) first applies to policy or plan years
16beginning on the effective paragraph of this subsection, except as provided in par.
17(b).
SB45-SSA2-SA4,90,2218(b) For policies and plans that are affected by a collective bargaining
19agreement containing provisions inconsistent with this act, the treatment of ss.
20609.835 and 632.895 (16g) first applies to policy or plan years beginning on the
21effective date of this paragraph or on the day on which the collective bargaining
22agreement is newly established, extended, modified, or renewed, whichever is later.
SB45-SSA2-SA4,941923Section 9419. Effective dates; Health Services.
SB45-SSA2-SA4,91,224(1) Medicaid expansion. The treatment of ss. 20.435 (4) (jw), 49.45 (23) and

1(23b), 49.471 (1) (cr), (4) (a) 4. b. and 8., and (4g), and 49.686 (3) (d) and Section
29119 (1) of this act take effect on July 1, 2025.
SB45-SSA2-SA4,91,43(2) Healthcare ownership and transparency. The creation of subch. IX of
4ch. 150, ss. 150.99, 150.992, 150.994, and 150.996 takes effect on January 1, 2027.
SB45-SSA2-SA4,91,65(3) Trauma resilience grant. The repeal of s. 46.48 (21) takes effect on July
61, 2027.
SB45-SSA2-SA4,91,87(4) Medical examining board authority. The repeal and recreation of s.
8448.02 (3) (a) takes effect on March 1, 2026.
SB45-SSA2-SA4,94239Section 9423. Effective dates; Insurance.
SB45-SSA2-SA4,91,1210(1) Coverage of asthma drugs and supplies. The treatment of ss. 609.835
11and 632.895 (16g) takes effect on the first day of the 4th month beginning after
12publication.
SB45-SSA2-SA4,943713Section 9437. Effective dates; Revenue.
SB45-SSA2-SA4,91,1514(1) Over-the-counter drugs. The treatment of ss. 77.51 (9rm) and 77.54
15(14) (g) takes effect on the first day of the 3rd month beginning after publication..
SB45-SSA2-SA4,91,16162. At the appropriate places, insert all of the following:
SB45-SSA2-SA4,91,1717Section 169. 15.07 (3) (bm) 7. of the statutes is created to read:
SB45-SSA2-SA4,91,191815.07 (3) (bm) 7. The prescription drug affordability review board shall meet
19at least 4 times each year.
SB45-SSA2-SA4,17020Section 170. 15.732 of the statutes is created to read:
SB45-SSA2-SA4,91,232115.732 Same; attached office. (1) Office of the public intervenor.
22There is created an office of the public intervenor which is attached to the office of
23the commissioner of insurance.
SB45-SSA2-SA4,17124Section 171. 15.735 of the statutes is created to read:
SB45-SSA2-SA4,92,3
115.735 Same; attached board. (1) There is created a prescription drug
2affordability review board attached to the office of the commissioner of insurance
3under s. 15.03. The board shall consist of the following members:
SB45-SSA2-SA4,92,44(a) The commissioner of insurance or his or her designee.
SB45-SSA2-SA4,92,85(b) Two members appointed for 4-year terms who represent the
6pharmaceutical drug industry, including pharmaceutical drug manufacturers and
7wholesalers. At least one of the members appointed under this paragraph shall be
8a licensed pharmacist.
SB45-SSA2-SA4,92,109(c) Two members appointed for 4-year terms who represent the health
10insurance industry, including insurers and pharmacy benefit managers.
SB45-SSA2-SA4,92,1411(d) Two members appointed for 4-year terms who represent the health care
12industry, including hospitals, physicians, pharmacies, and pharmacists. At least
13one of the members appointed under this paragraph shall be a licensed
14practitioner.
SB45-SSA2-SA4,92,1615(e) Two members appointed for 4-year terms who represent the interests of
16the public.
SB45-SSA2-SA4,92,1917(2) A member appointed under sub. (1), except for a member appointed under
18sub. (1) (b), may not be an employee of, a board member of, or a consultant to a drug
19manufacturer or trade association for drug manufacturers.
SB45-SSA2-SA4,93,220(3) Any conflict of interest, including any financial or personal association,
21that has the potential to bias or has the appearance of biasing an individuals
22decision in matters related to the board or the conduct of the boards activities shall

1be considered and disclosed when appointing that individual to the board under
2sub. (1).
SB45-SSA2-SA4,1723Section 172. 20.145 (1) (a) of the statutes is created to read:
SB45-SSA2-SA4,93,5420.145 (1) (a) State operations. The amounts in the schedule for general
5program operations.
SB45-SSA2-SA4,1736Section 173. 20.145 (1) (g) (intro.) of the statutes is amended to read:
SB45-SSA2-SA4,93,16720.145 (1) (g) General program operations. (intro.) The amounts in the
8schedule for general program operations, including organizational support services
9and, oversight of care management organizations, development of a public option
10health insurance plan, and operation of a state-based exchange under s. 601.59, and
11for transferring to the appropriation account under s. 20.435 (4) (kv) the amount
12allocated by the commissioner of insurance. Notwithstanding s. 20.001 (3) (a), at
13the end of each fiscal year, the unencumbered balance in this appropriation account
14that exceeds 10 percent of that fiscal years expenditure under this appropriation
15shall lapse to the general fund. All of the following shall be credited to this
16appropriation account:
SB45-SSA2-SA4,17417Section 174. 20.145 (1) (g) 1. of the statutes is amended to read:
SB45-SSA2-SA4,93,201820.145 (1) (g) 1. All moneys received under ss. 601.25 (2), 601.31, 601.32,
19601.42 (7), 601.45, and 601.47 and by the commissioner for expenses related to
20insurance company restructurings, except for restructurings specified in par. (h).
SB45-SSA2-SA4,17521Section 175. 20.145 (1) (g) 4. of the statutes is created to read:
SB45-SSA2-SA4,93,222220.145 (1) (g) 4. All moneys received under s. 601.59.
SB45-SSA2-SA4,17623Section 176. 20.145 (1) (g) 5. of the statutes is created to read:
SB45-SSA2-SA4,94,4
120.145 (1) (g) 5. All moneys received from the regulation of pharmacy benefit
2managers, pharmacy benefit management brokers, pharmacy benefit management
3consultants, pharmacy services administration organizations, and pharmaceutical
4representatives.
SB45-SSA2-SA4,1775Section 177. 40.51 (8) of the statutes is amended to read:
SB45-SSA2-SA4,94,11640.51 (8) Every health care coverage plan offered by the state under sub. (6)
7shall comply with ss. 631.89, 631.90, 631.93 (2), 631.95, 632.72 (2), 632.722,
8632.729, 632.746 (1) to (8) and (10), 632.747, 632.748, 632.7498, 632.798, 632.83,
9632.835, 632.848, 632.85, 632.851, 632.853, 632.855, 632.861, 632.862, 632.867,
10632.87 (3) to (6) (8), 632.871, 632.885, 632.89, 632.891, 632.895 (5m) and (8) to (17),
11and 632.896.
SB45-SSA2-SA4,17812Section 178. 40.51 (8m) of the statutes is amended to read:
SB45-SSA2-SA4,94,171340.51 (8m) Every health care coverage plan offered by the group insurance
14board under sub. (7) shall comply with ss. 631.95, 632.722, 632.729, 632.746 (1) to
15(8) and (10), 632.747, 632.748, 632.7498, 632.798, 632.83, 632.835, 632.848, 632.85,
16632.851, 632.853, 632.855, 632.861, 632.862, 632.867, 632.87 (4e), (7), and (8),
17632.871, 632.885, 632.89, 632.891, and 632.895 (11) to (17).
SB45-SSA2-SA4,17918Section 179. 66.0137 (4) of the statutes is amended to read:
SB45-SSA2-SA4,95,21966.0137 (4) Self-insured health plans. If a city, including a 1st class city,
20or a village provides health care benefits under its home rule power, or if a town
21provides health care benefits, to its officers and employees on a self-insured basis,
22the self-insured plan shall comply with ss. 49.493 (3) (d), 631.89, 631.90, 631.93 (2),
23632.722, 632.729, 632.746 (10) (a) 2. and (b) 2., 632.747 (3), 632.7498, 632.798,
24632.848, 632.85, 632.851, 632.853, 632.855, 632.861, 632.862, 632.867, 632.87 (4) to

1(6) (8), 632.871, 632.885, 632.89, 632.891, 632.895 (9) to (17), 632.896, and 767.513
2(4).
SB45-SSA2-SA4,1803Section 180. 120.13 (2) (g) of the statutes is amended to read:
SB45-SSA2-SA4,95,84120.13 (2) (g) Every self-insured plan under par. (b) shall comply with ss.
549.493 (3) (d), 631.89, 631.90, 631.93 (2), 632.722, 632.729, 632.746 (10) (a) 2. and
6(b) 2., 632.747 (3), 632.7498, 632.798, 632.848, 632.85, 632.851, 632.853, 632.855,
7632.861, 632.862, 632.867, 632.87 (4) to (6) (8), 632.871, 632.885, 632.89, 632.891,
8632.895 (9) to (17), 632.896, and 767.513 (4).
SB45-SSA2-SA4,1819Section 181. 185.983 (1) (intro.) of the statutes is amended to read:
SB45-SSA2-SA4,95,1810185.983 (1) (intro.) Every voluntary nonprofit health care plan operated by a
11cooperative association organized under s. 185.981 shall be exempt from chs. 600 to
12646, with the exception of ss. 601.04, 601.13, 601.31, 601.41, 601.42, 601.43, 601.44,
13601.45, 611.26, 611.67, 619.04, 623.11, 623.12, 628.34 (10), 631.17, 631.89, 631.93,
14631.95, 632.72 (2), 632.722, 632.729, 632.745 to 632.749, 632.7498, 632.775, 632.79,
15632.795, 632.798, 632.848, 632.85, 632.851, 632.853, 632.855, 632.861, 632.862,
16632.867, 632.87 (2) to (6) (8), 632.871, 632.885, 632.89, 632.891, 632.895 (5) and (8)
17to (17), 632.896, and 632.897 (10) and chs. 609, 620, 630, 635, 645, and 646, but the
18sponsoring association shall:
SB45-SSA2-SA4,18219Section 182. 601.25 of the statutes is created to read:
SB45-SSA2-SA4,95,2320601.25 Office of the public intervenor. (1) The office of the public
21intervenor shall assist individuals with insurance claims, policies, appeals, and
22other legal actions to pursue insurance coverage for medical procedures,
23prescription medications, and other health care services.
SB45-SSA2-SA4,96,424(2) The office of the public intervenor may levy an assessment on each insurer

1that is authorized to engage in the business of insurance in this state. The
2assessment levied under this subsection shall be based on the insurers premium
3volume for disability insurance policies, as defined in s. 632.895 (1) (a), written in
4this state.
SB45-SSA2-SA4,96,65(3) The commissioner may provide by rule for the governance, duties, and
6administration of the office of the public intervenor.
SB45-SSA2-SA4,1837Section 183. 601.31 (1) (mv) of the statutes is created to read:
SB45-SSA2-SA4,96,108601.31 (1) (mv) For initial issuance or renewal of a license as a pharmacy
9benefit management broker or consultant under s. 628.495, amounts set by the
10commissioner by rule.
SB45-SSA2-SA4,18411Section 184. 601.31 (1) (nv) of the statutes is created to read:
SB45-SSA2-SA4,96,1312601.31 (1) (nv) For issuing or renewing a license as a pharmaceutical
13representative under s. 632.863, an amount to be set by the commissioner by rule.
SB45-SSA2-SA4,18514Section 185. 601.31 (1) (nw) of the statutes is created to read:
SB45-SSA2-SA4,96,1715601.31 (1) (nw) For issuing or renewing a license as a pharmacy services
16administrative organization under s. 632.864, an amount to be set by the
17commissioner by rule.
SB45-SSA2-SA4,18618Section 186. 601.41 (14) of the statutes is created to read:
SB45-SSA2-SA4,96,2419601.41 (14) Value-based diabetes medication pilot project. The
20commissioner shall develop a pilot project to direct a pharmacy benefit manager, as
21defined in s. 632.865 (1) (c), and a pharmaceutical manufacturer to create a value-
22based, sole-source arrangement to reduce the costs of prescription medication used
23to treat diabetes. The commissioner may promulgate rules to implement this
24subsection.
SB45-SSA2-SA4,187
1Section 187. 601.45 (1) of the statutes is amended to read:
SB45-SSA2-SA4,97,102601.45 (1) Costs to be paid by examinees. The reasonable costs of
3examinations and audits under ss. 601.43, 601.44, 601.455, and 601.83 (5) (f) shall
4be paid by examinees except as provided in sub. (4), either on the basis of a system
5of billing for actual salaries and expenses of examiners and other apportionable
6expenses, including office overhead, or by a system of regular annual billings to
7cover the costs relating to a group of companies, or a combination of such systems,
8as the commissioner may by rule prescribe. Additional funding, if any, shall be
9governed by s. 601.32. The commissioner shall schedule annual hearings under s.
10601.41 (5) to review current problems in the area of examinations.
SB45-SSA2-SA4,18811Section 188. 601.455 of the statutes is created to read:
SB45-SSA2-SA4,97,1312601.455 Fair claims processing, health insurance transparency, and
13claim denial rate audits. (1) Definitions. In this section:
SB45-SSA2-SA4,97,1914(a) Claim denial means the refusal by an insurer to provide payment under
15a disability insurance policy for a service, treatment, or medication recommended
16by a health care provider. Claim denial includes the prospective refusal to pay for
17a service, treatment, or medication when a disability insurance policy requires
18advance approval before a prescribed medical service, treatment, or medication is
19provided.
SB45-SSA2-SA4,97,2020(b) Disability insurance policy has the meaning given in s. 632.895 (1) (a).
SB45-SSA2-SA4,97,2121(c) Health care provider has the meaning given in s. 146.81 (1) (a) to (p).
SB45-SSA2-SA4,97,2422(2) Claims processing. (a) Insurers shall process each claim for a disability
23insurance policy within a time frame that is reasonable and prevents an undue
24delay in an insureds care, taking into account the medical urgency of the claim.
SB45-SSA2-SA4,98,4
1(b) If an insurer determines additional information is needed to process a
2claim for a disability insurance policy, the insurer shall request the information
3from the insured within 5 business days of making the determination and shall
4provide at least 15 days for the insured to respond.
SB45-SSA2-SA4,98,55(c) All claim denials shall include all of the following:
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