AB477: Bill Text

AB477,,54 (c) “Portable benefit account” has the meaning given in s. 103.08 (1) (f).

AB477,,55 (d) “Qualifying event” means an event described in s. 103.08 (3) (a).

AB477,,56 (2) A financial institution or other person may request approval from the department to offer portable benefit accounts. If the financial institution or other person demonstrates to the satisfaction of the department that the manner in which the financial institution or other person will administer the portable benefit account will be consistent with s. 103.08 (2) and (3), and the financial institution or other person satisfies any applicable rule under sub. (5), the department shall approve the request.

AB477,,57 (3) A financial institution or other person approved by the department under sub. (2) may offer and administer portable benefit accounts.

AB477,,58 (4) A financial institution or other person authorized to offer and administer portable benefit accounts under sub. (3) may include an income replacement benefit to be made available to eligible drivers upon the occurrence of any qualifying event.

AB477,,59 (5) The department may promulgate rules related to the process and requirements for the department’s approval under sub. (2).

AB477,15 Section 15. 632.985 of the statutes is created to read:

AB477,,61 632.985 Insurance coverage provided by network companies. (1) Definitions. In this section:

AB477,,62 (a) “Application-based driver” has the meaning given in s. 102.01 (2) (ae).

AB477,,63 (b) “Network company” means a delivery network company, as defined in s. 102.01 (2) (an), or a transportation network company, as defined in s. 440.40 (6).

AB477,,64 (2) Accident and sickness insurance. (a) A network company may carry, provide, or otherwise make available group or blanket accident and sickness insurance coverage for application-based drivers who provide covered services through the network company’s network.

AB477,,65 (b) No later than 30 days after the commencement of a policy under this subsection, a network company that purchases an insurance policy described in par. (a) shall provide to the department of safety and professional services a copy of the group or blanket insurance policy. At least 5 days prior to the effective date of a cancellation or nonrenewal of the policy, the network company shall file with the department of safety and professional services a notice of the cancellation or nonrenewal, and the secretary of safety and professional services shall be treated as a certificate holder for purposes of receiving the notice.

AB477,,66 (c) Chapter 102 does not apply to a group or blanket accident and sickness insurance policy described in par. (a).

AB477,,67 (3) Occupational accident insurance. (a) A network company may carry, provide, or otherwise make available group or blanket occupational accident insurance to cover the medical expenses and lost income resulting from an injury suffered by an application-based driver while engaged on the network company’s online-enabled application, software, or system. For purposes of this paragraph, an application-based driver is engaged on the network company’s online-enabled application, software, or system during the time beginning when the application-based driver accepts a rideshare request or delivery request and ending when the application-based driver completes that rideshare request or delivery request.

AB477,,68 (b) A policy under this subsection shall provide, in aggregate, at least $1,000,000 of coverage for the medical expenses, short-term disability, long-term disability, and survivor benefits.

AB477,,69 (c) If a claim is covered by occupational accident insurance maintained by more than one network company, the insurer of the network company against whom a claim is filed shall be entitled to a contribution for the pro rata share of coverage attributable to one or more other network companies.

AB477,,70 (d) A policy issued or maintained by a network company may provide that, regardless of the number of policies involved, claims made, premiums shown on the policy, or premiums paid, the limits for any coverage under the policy may not be added to the limits for similar occupational accident insurance coverage provided by another network company to determine the limit of occupational accident insurance coverage available arising from any one injury.

AB477,,71 (e) Any benefit provided to an application-based driver under an occupational accident insurance policy described in par. (a) shall be treated as amounts payable under a worker’s compensation law or disability benefit for the purpose of determining amounts payable under insurance provided under s. 632.32 (4) or (4m).

AB477,16 Section 16. INS 3.14 (6) (intro.), (a), (b) and (c) of the administrative code are amended to read:

AB477,,73 INS 3.14 (6) (intro.) Eligible groups. In accordance with s. 600.03 (23), Stats., an eligible group includes any of the following:

AB477,,74 (a) The members of the board of directors of a corporation are eligible to be covered under a group accident and sickness policy issued to such corporation, corporation.

AB477,,75 (b) The individual members of member organizations of an association, as defined in s. 600.03 (23), Stats., are eligible to be covered under a group accident and sickness policy issued to such association insuring employees of such association and employees of member organizations of such association, and.

AB477,,76 (c) The individuals supplying raw materials to a single processing plant and the employees of such processing plant are eligible to be covered under a group accident and sickness policy issued to such processing plant.

AB477,17 Section 17. INS 3.14 (6) (d) of the administrative code is created to read:

AB477,,78 INS 3.14 (6) (d) Application-based drivers, as defined in s. 632.985 (1) (a), Stats., of a network company, as defined in s. 632.985 (1) (b), Stats., covered under a group accident and sickness policy issued to the network company.

AB477,18 Section 18. INS 3.15 (4) (a) of the administrative code is amended to read:

AB477,,80 INS 3.15 (4) (a) In accordance with the provisions of s. 600.03 (4), Stats., the following are eligible for blanket accident and health insurance: 1. Volunteer fire departments, 2. National guard units, 3. Newspaper delivery carriers, 4. Dependents of students, 5. Volunteer civil defense organizations, 6. Volunteer auxiliary police organizations, 7. Law enforcement agencies, 8. Cooperatives organized under ch. 185, Stats., on a membership basis without capital stock, 9. Registered guests in a motel, hotel, or resort, 10. Members or members and advisors of fraternal organizations including women’s auxiliaries of such organizations and fraternal youth organizations, 11. Associations of sports officials, 12. Purchasers of protective athletic equipment, 13. Migrant workers, 14. Participants in racing meets, 15. Patrons or guests of a recreational facility or resort, 16. Application-based drivers, as defined in s. 102.01 (2) (ae), Stats., of a network company, as defined in s. 632.985 (1) (b), Stats.

AB477,19 Section 19. Effective dates. This act takes effect on the day after publication, except as follows:

AB477,,82 (1) The treatment of administrative rules takes effect as provided in s. 227.265.

AB477,,83 (end)