SB485: Bill Text

SB485,7,10 108.02 (12) (a) “Employee" means any individual who is or has been performing services for pay for an employing unit, whether or not the individual is paid directly by the employing unit, except as provided in par. (bm), (c), (d), (dm), or (dn), or (ds).

SB485,13 Section 13. 108.02 (12) (ds) of the statutes is created to read:

SB485,7,14 108.02 (12) (ds) Paragraph (a) does not apply to an individual who is performing services for an employing unit other than a government unit, an Indian tribe, or a nonprofit organization and who is excluded under s. 102.07 (8) (bs).

SB485,14 Section 14. 224.55 of the statutes is created to read:

SB485,7,16 224.55 Portable benefit accounts. (1) In this section:

SB485,7,17 (a) “Eligible driver” has the meaning given in s. 103.08 (1) (d).

SB485,7,18 (b) “Financial institution” has the meaning given in s. 214.01 (1) (jn).

SB485,7,19 (c) “Portable benefit account” has the meaning given in s. 103.08 (1) (f).

SB485,7,20 (d) “Qualifying event” means an event described in s. 103.08 (3) (a).

SB485,8,2 (2) A financial institution or other person may request approval from the department to offer portable benefit accounts. If the financial institution or other person demonstrates to the satisfaction of the department that the manner in which the financial institution or other person will administer the portable benefit account will be consistent with s. 103.08 (2) and (3), and the financial institution or other person satisfies any applicable rule under sub. (5), the department shall approve the request.

SB485,8,4 (3) A financial institution or other person approved by the department under sub. (2) may offer and administer portable benefit accounts.

SB485,8,7 (4) A financial institution or other person authorized to offer and administer portable benefit accounts under sub. (3) may include an income replacement benefit to be made available to eligible drivers upon the occurrence of any qualifying event.

SB485,8,9 (5) The department may promulgate rules related to the process and requirements for the department's approval under sub. (2).

SB485,15 Section 15 . 600.03 (4) of the statutes is amended to read:

SB485,8,16 600.03 (4) A “blanket insurance policy" is a group policy covering unscheduled classes of persons, with the persons insured to be determined by definition of the class with or without designation of the persons covered but without any individual underwriting. A blanket insurance policy includes a blanket accident and sickness insurance policy issued to a network company, as defined in s. 632.985 (1) (b), covering application-based drivers, as defined in s. 102.01 (2) (ae).

SB485,16 Section 16 . 632.985 of the statutes is created to read:

SB485,8,19 632.985 Insurance coverage provided by network companies. (1) Definitions. In this section:

SB485,8,20 (a) “Application-based driver” has the meaning given in s. 102.01 (2) (ae).

SB485,8,22 (b) “Network company” means a delivery network company, as defined in s. 102.01 (2) (an), or a transportation network company, as defined in s. 440.40 (6).

SB485,8,25 (2) Blanket accident and sickness insurance. (a) A network company may purchase blanket accident and sickness insurance coverage for all application-based drivers who provide covered services through the company's network.

SB485,9,6 (b) No later than 30 days after the commencement of a policy year, a network company that purchases an insurance policy described in par. (a) shall file with the commissioner a copy of the policy. At least 30 days prior to the effective date of a cancellation or nonrenewal of the policy, the network company shall file with the commissioner a notice of the cancellation or nonrenewal, and the commissioner shall be treated as a certificate holder for purposes of receiving the notice.

SB485,9,8 (c) Except as provided in this section, ch. 102 does not apply to a blanket accident and sickness insurance policy described in par. (a).

SB485,9,19 (3) Occupational accident insurance. (a) A network company may carry, provide, or otherwise make available occupational accident insurance to cover the medical expenses and lost income resulting from an injury suffered by an application-based driver while engaged on the network company's online-enabled application, software, or system. For purposes of this paragraph, an application-based driver is engaged on the network company's online-enabled application, software, or system during the time beginning when the application-based driver accepts a rideshare request or delivery request and ending when the application-based driver completes that rideshare request or delivery request. A policy under this paragraph shall provide, in aggregate, at least $1,000,000 of coverage and, at a minimum, all of the following:

SB485,9,21 1. Coverage for medical expenses incurred of at least $250,000 and for up to 104 weeks following the injury.

SB485,9,24 2. Continuous total disability payments and temporary total disability payments for up to 104 weeks following the injury that equal one-sixth of the application-based driver's total earnings from all network companies during the 28 days prior to the accident, subject to the minimum and maximum weekly amount of benefits under s. 102.11.

SB485,10,7 3. For the benefit of a spouse, child, or other dependent, as described in s. 102.51, of an application-based driver who suffers an injury that results in death while engaged on the network company's online-enabled application, software, or system, an accidental death benefit equal to the death benefit provided under s. 102.46.

SB485,10,12 (b) If an accident is covered by occupational accident insurance maintained by more than one network company, the insurer of the network company against whom a claim is filed shall be entitled to a contribution for the pro rata share of coverage attributable to one or more other network companies, up to the coverages and limits under par. (a).

SB485,10,16 (c) Any benefit provided to an application-based driver under an occupational accident insurance policy described in par. (a) shall be treated as amounts payable under a worker's compensation law or disability benefit for the purpose of determining amounts payable under insurance provided under s. 632.32. (4) or (4m).

SB485,17 Section 17 . INS 3.15 (4) (a) of the administrative code is amended to read:

SB485,11,5 INS 3.15 (4) (a) In accordance with the provisions of s. 600.03 (4), Stats., the following are eligible for blanket accident and health insurance: 1. Volunteer fire departments, 2. National guard units, 3. Newspaper delivery carriers, 4. Dependents of students, 5. Volunteer civil defense organizations, 6. Volunteer auxiliary police organizations, 7. Law enforcement agencies, 8. Cooperatives organized under ch. 185, Stats., on a membership basis without capital stock, 9. Registered guests in a motel, hotel, or resort, 10. Members or members and advisors of fraternal organizations including women's auxiliaries of such organizations and fraternal youth organizations, 11. Associations of sports officials, 12. Purchasers of protective athletic equipment, 13. Migrant workers, 14. Participants in racing meets, 15. Patrons or guests of a recreational facility or resort, 16. Application-based drivers, as defined in s. 102.01 (2) (ae), Stats., of a network company, as defined in s. 632.985 (1) (b), Stats.

SB485,11,6 (End)