SB482,2 Section 2. 628.02 (1) (b) 8. of the statutes is amended to read:

SB482,4,13 628.02 (1) (b) 8. A travel retailer, as defined in s. 632.977 (1) (d) (k), or an employee or authorized representative of a travel retailer, that offers and disseminates, as defined in s. 632.977 (1) (am) (f), travel insurance under s. 632.977.

SB482,3 Section 3. 628.34 (15) of the statutes is created to read:

SB482,4,15 628.34 (15) Travel insurance. (a) In this subsection:

SB482,4,16 1. “Blanket travel insurance” has the meaning given in s. 632.977 (1) (a).

SB482,4,18 2. “Limited lines travel insurance producer” has the meaning given in s. 632.977 (1) (e).

SB482,4,19 3. “Travel insurance” has the meaning given in s. 632.977 (1) (i).

SB482,4,20 4. “Travel retailer” has the meaning given in s. 632.977 (1) (k).

SB482,4,21 (b) No person may market blanket travel insurance as free.

SB482,4,23 (c) No person may offer or sell a travel insurance policy that could never result in payment of any claims for any insured under the policy.

SB482,5,4 (d) When travel insurance is marketed to a prospective purchaser through the Internet site of the insurer or an aggregator Internet site that provides access to information on insurance products from more than one insurer, the inclusion on the Internet site of a summary of the travel insurance policy's coverage does not violate this section if the summary is accurate and the prospective purchaser has access to the policy's full provisions through electronic means.

SB482,5,11 (e) When a person purchases a trip or travel package to a destination jurisdiction that requires insurance coverage, a travel retailer or limited lines travel insurance producer supplying the trip or travel package does not violate this section by requiring that the person, as a condition of purchasing the trip or travel package, choose between purchasing the required coverage through the travel retailer or limited lines travel insurance producer or agreeing to obtain and provide proof of the required coverage prior to departure.

SB482,4 Section 4. 629.01 (5) (g) of the statutes is created to read:

SB482,5,13 629.01 (5) (g) A travel administrator, as defined in s. 632.977 (1) (g).

SB482,5 Section 5. 632.977 of the statutes is repealed and recreated to read:

SB482,5,15 632.977 Travel insurance. (1) Definitions. In this section:

SB482,5,18 (a) “Blanket travel insurance” means a policy of travel insurance issued to an eligible group that provides coverage for specific classes of persons defined in the policy, without a separate charge to any individual group member.

SB482,5,22 (b) “Cancellation fee waiver” means a contractual agreement between a supplier of travel services and a purchaser of the services to waive a nonrefundable cancellation fee provision of the underlying travel contract with or without regard to the reason for the cancellation or form of reimbursement.

SB482,5,25 (c) “Eligible group” means two or more persons who are engaged in a common enterprise or have an economic, educational, or social affinity or relationship, including any of the following:

SB482,6,9 1. An entity engaged in the business of providing travel or travel services if, with regard to a particular travel or type of travel or travelers, all members or customers of the entity have a common exposure to the risk attendant to such travel. For purposes of this subdivision, “entity engaged in the business of providing travel or travel services” includes a tour operator, lodging provider, vacation property owner, hotel, resort, travel club, travel agency, property manager, cultural exchange program, and common carrier or operator, owner, or lessor of a means of transportation of passengers, including an airline, cruise line, railroad, steamship company, and public bus carrier.

SB482,6,11 2. A college, school, or other institution of learning, covering any group of students, teachers, employees, or volunteers.

SB482,6,13 3. An employer covering any group of employees, volunteers, contractors, board of directors, dependents, or guests.

SB482,6,15 4. A sports team, camp, or sponsor of a sports team or camp, covering any group of participants, members, campers, employees, officials, supervisors, or volunteers.

SB482,6,18 5. A religious, charitable, recreational, educational, or civic organization, including a branch of any such organization, covering any group of members, participants, or volunteers.

SB482,6,22 6. A financial institution or financial institution vendor, or a parent holding company, trustee, or agent of or designated by one or more financial institutions or financial institution vendors, including accountholders, credit card holders, debtors, guarantors, or purchasers.

SB482,7,2 7. An incorporated or unincorporated association, including a labor union, that has a common interest, constitution, and bylaws and is organized and maintained in good faith for purposes other than obtaining insurance for its members or participants, covering any group of its members or participants.

SB482,7,6 8. Subject to the commissioner's permitting the use of a trust, a trust or its trustees if the trust is established, created, or maintained for the benefit of the members, employees, or customers of one or more associations described in subd. 7., covering any group of the members, employees, or customers.

SB482,7,8 9. An entertainment production company covering any group of participants, volunteers, audience members, contestants, or workers.

SB482,7,10 10. A volunteer fire department, ambulance, rescue, police, or court or a first aid, civil defense, or similar volunteer group.