Chapter DFI-Bkg 76
SALES FINANCE COMPANIES
DFI-Bkg 76.01 Finance charge, definition, disclosure. DFI-Bkg 76.03 Delinquency and deferral charges. DFI-Bkg 76.04 Refund for prepayment. DFI-Bkg 76.05 Insurance premiums, rebates. DFI-Bkg 76.06 Refinancing. DFI-Bkg 76.07 Consolidation. DFI-Bkg 76.09 Record retention. DFI-Bkg 76.10 Violation of rules, penalty. DFI-Bkg 76.12 License periods and expiration dates. DFI-Bkg 76.13 License fees. DFI-Bkg 76.14 Nationwide Multistate Licensing System and Registry. DFI-Bkg 76.15 Changes to information. DFI-Bkg 76.16 License renewal and reinstatement. Ch. DFI-Bkg 76 NoteNote: Chapter Bkg 76 as it existed on May 31, 1980 was repealed and a new chapter Bkg 76 was created effective June 1, 1980. Chapter Bkg 76 was renumbered Chapter DFI-Bkg 76 under s. 13.93 (2m) (b) 1., Stats., and corrections made under s. 13.93 (2m) (b) 6. and 7., Stats., Register, June, 1997, No. 498, eff. 7-1-97. DFI-Bkg 76.001(1)(1) “Applicant” means an applicant for a license as a sales finance company under s. 218.0114, Stats., other than a motor vehicle dealer within the meaning of s. 218.0101 (23), Stats. DFI-Bkg 76.001(2)(2) “Business license” means a license issued by the division of banking under ch. 218, Stats., to a motor vehicle dealer. DFI-Bkg 76.001(4)(4) “Initial license” means a license issued to a person or business who does not have such a license at the time of application. DFI-Bkg 76.001(5)(5) “Licensee” means a holder of a sales finance company license issued under s. 218.0114, Stats., other than a motor vehicle dealer within the meaning of s. 218.0101 (23), Stats. DFI-Bkg 76.001(6)(6) “Nationwide multistate licensing system and registry” or “NMLS” means the multistate system developed by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators and owned and operated by the State Regulatory Registry, LLC or any successor or affiliate entity, for the licensing and registration of persons in financial services industries. DFI-Bkg 76.001(7)(7) “Reinstatement period” means the period beginning January 1 and ending on the last day of February, or such other period prescribed by the division.