DCF 56.05(1)(g)4. 4. The person is the subject of a delinquency petition alleging that the person committed a crime.

DCF 56.05(1)(g)5. 5. A final substantiated finding has been made that the person abused or neglected a child.

DCF 56.05(1)(g)6. 6. A finding that is comparable to a final substantiated finding has been made in any other jurisdiction.

DCF 56.05(1)(g)7. 7. A governmental body made a finding that the person abused or neglected any client or misappropriated the property of any client.

DCF 56.05(1)(g)8. 8. The person has been or is being investigated by any governmental agency for any other act, offense, or omission, including an investigation related to the abuse or neglect, or threat of abuse or neglect, to a child or other client, or an investigation related to misappropriation of a client’s property.

DCF 56.05(1)(g)9. 9. A person begins residing, or is expected to reside, in the foster home.

DCF 56.05(2) (2) Finances. A foster parent shall have a stable income sufficient to meet the foster family’s obligations without reliance on the basic maintenance payments received for the care of foster children placed in the foster home. An applicant for a license shall provide the licensing agency with verification of compliance with this subsection.

DCF 56.05(3) (3) Vehicle liability insurance.

DCF 56.05(3)(a) (a) An applicant for either initial licensing or for relicensing who plans to transport foster children in the applicant’s own vehicle shall provide the licensing agency with documentation of current vehicle liability insurance coverage and shall ensure that the insurance coverage continues in force throughout the term of licensure.

DCF 56.05(3)(b) (b) If it is anticipated that a foster child will drive the applicant’s motor vehicle, the applicant shall ensure that the foster child is covered by the applicant’s insurance policy.

DCF 56.05(4) (4) Homeowner’s or renter’s liability insurance.

DCF 56.05(4)(a) (a) Except as provided under sub. (5), before a foster home license is issued or renewed, the applicant for an initial license or the foster parent applying for renewal of a license shall furnish proof to the licensing agency of having homeowner’s or renter’s liability insurance as required under s. 48.627 (2) (a), Stats.

DCF 56.05(4)(b) (b) A licensing agency shall have on file verification that each foster parent licensed by that agency has insurance coverage required under par. (a) and s. 48.627 (2) (a), Stats., or shall have on file documentation that the foster parent has been granted a waiver from that requirement in accordance with sub. (5), or has been issued a license for a period not to exceed 90 days to allow the foster parent to obtain necessary documentation to request a waiver in accordance with sub. (5).

DCF 56.05(5) (5) Waiver of homeowner’s or renter’s liability insurance requirement.

DCF 56.05(5)(a) (a) In this subsection, “Wisconsin insurance plan” means the mandatory risk-sharing insurance plan established under s. 619.01, Stats., and s. Ins 4.10.

DCF 56.05(5)(b) (b) A foster parent or an applicant for a foster home license may request a waiver of the requirement under sub. (4) (a) if the foster parent or applicant is unable to obtain the required insurance, the insurance policy that the foster parent or applicant had was canceled or payment of the premium for the required insurance would cause undue financial hardship.

DCF 56.05(5)(c) (c) A request for a waiver shall be sent directly to the licensing agency and shall include one of the following:

DCF 56.05(5)(c)1. 1. A written denial of homeowner’s liability insurance by an insurance company for a reason other than the poor condition of the property and a written denial of the same insurance coverage from the Wisconsin insurance plan.

DCF 56.05(5)(c)2. 2. A written cancellation of homeowner’s liability insurance by an insurance company for reasons other than nonpayment of premiums and a written denial of the same coverage from the Wisconsin insurance plan.

DCF 56.05(5)(c)3. 3. A written denial of renter’s liability insurance from 2 insurance companies.

DCF 56.05(5)(c)4. 4. A written cancellation of renter’s liability insurance by an insurance company for reasons other than non-payment of premiums and, in addition, a written denial of the same insurance coverage from one other insurance company.

DCF 56.05(5)(c)5. 5. Documentation that payment of the insurance premium would cause undue financial hardship for the foster parent or applicant as evidenced by any of the following:

DCF 56.05(5)(c)5.a. a. The foster family or applicant is a participant in the Wisconsin Works program under ss. 49.141 to 49.161, Stats.

DCF 56.05(5)(c)5.b. b. The foster parent or applicant is receiving supplemental security income under 42 USC 1381 to 1383d.

DCF 56.05(5)(c)5.c. c. The foster family’s or applicant’s income is at or below the minimum family budget determined by the department for purposes of administering the uniform fee system under ch. DHS 1.

DCF 56.05 Note Note: A foster parent has limited liability under s. 895.485, Stats. This does not mean that the foster parent has no liability. In the event that a foster parent is sued, the foster parent may be liable for any judgment and attorney’s fees. As such, a waiver of the insurance requirement should be made only in rare circumstances.

DCF 56.05(5)(d) (d) Within 30 days after receipt of a request that is accompanied by the documentation required under par. (c), the licensing agency shall either waive the requirement or deny the request for a waiver, and shall notify the applicant or foster parent in writing of its decision and the reasons for the decision.

DCF 56.05 Note Note: The Wisconsin Insurance Plan is property insurance of the last resort. A foster parent and an applicant for a foster home license should consider the Wisconsin Insurance Plan only if they cannot obtain conventional insurance from an insurance company. For information on the Wisconsin Insurance Plan, contact any insurance agency or the Wisconsin Insurance Plan, 700 W. Michigan Street, Milwaukee, WI 53233; phone [phone].

DCF 56.05 History History: CR 00-020: cr. Register February 2002 No. 554, eff. 3-1-02; corrections in (1) (a) 1., (f) 2., 4. and (5) (c) 5. c. made under s. 13.92 (4) (b) 7., Stats., Register November 2008 No. 635; EmR0937: emerg. revisions as in CR 10-021, eff. 1-1-10; CR 10-021: am. (1) (b) 2. and (c) 8., r. and recr. (1) (e) 1. and (f), r. (1) (e) 2. Register September 2010 No. 657, eff. 10-1-10; EmR1050: emerg. renum (1) (b), (c) to be (1) (b) 1., (c) 1. and am., cr. (1) (b) 2., (c) 1. h. to n., 2., eff. 1-1-11; CR 10-148: renum (1) (b), (c) to be (1) (b) 1., (c) 1. and am., cr. (1) (b) 2., (c) 1. h. to n., 2. Register August 2011 No. 668, eff. 9-1-11; CR 16-014: am. (1) (a) 1., r. and recr. (1) (f), cr. (1) (g) Register June 2016 No. 726, eff. 7-1-16; EmR1633: emerg. r. and recr. (1) (a) 1., am. (1) (a) 3., cr. (1) (b) 1. p., (c) 1. o., eff. 11-18-16; CR 16-051: r. and recr. (1) (a) 1., am. (1) (a) 3., cr. (1) (b) 1. p.,(c) 1. o. Register July 2017 No. 739, eff. 8-1-17; CR 21-107: am. (1) (a) 2., (b) 1. e., (c) 2. e., (g) 3., 4., (3) (a), (5) (b) Register June 2022 No. 798, eff. 7-1-22.