Ins 2.19(4)(b)(b) Nothing in this section shall be construed to abrogate the ability of nonprofit organizations or other organizations to educate members of the United States Armed Forces in accordance with Department of Defense DoD Instruction 1344.07 — Personal Commercial Solicitation on DoD Installations or a successor directive. Ins 2.19(4)(c)(c) For purposes of this section, general advertisements, direct mail and internet marketing does not constitute solicitation. Telephone marketing shall not constitute solicitation provided the caller explicitly and conspicuously discloses that the product concerned is life insurance and makes no statements that avoid a clear and unequivocal statement that life insurance is the subject matter of the solicitation. Nothing in this paragraph shall be construed to exempt an insurer or insurance producer from this section in any in-person, face-to-face meeting established as a result of the solicitation exemptions identified in this paragraph. Ins 2.19(5)(a)(a) “Active duty” means full-time duty in the active military service of the United States and includes members of the reserve component (National Guard and Reserve) while serving under published orders for active duty or full-time training. The term does not include members of the reserve component who are performing active duty or active duty for training under military calls or orders specifying periods of less than 31 calendar days. Ins 2.19(5)(b)(b) “Department of Defense personnel” means all active duty service members and all civilian employees, including nonappropriated fund employees and special government employees, of the U.S. Department of Defense. Ins 2.19(5)(c)(c) “Door to door” means a solicitation or sales method whereby an insurance producer proceeds randomly or selectively from household to household without prior specific appointment. Ins 2.19(5)(d)(d) “General advertisement” means an advertisement having as its sole purpose the promotion of the reader’s or viewer’s interest in the concept of insurance, or the promotion of the insurer or the insurance producer. Ins 2.19(5)(e)(e) “Insurance producer” means a person required to be licensed under the laws of this state to sell, solicit or negotiate life insurance, including annuities. Ins 2.19(5)(f)(f) “Insurer” means an insurance company required to be licensed under the laws of this state to provide life insurance products, including annuities. Ins 2.19(5)(g)(g) “Known” or “knowingly” means, depending on its use in this section, the insurance producer or insurer had actual awareness, or in the exercise of ordinary care should have known, at the time of the act or practice complained of, that the person solicited is any of the following: Ins 2.19(5)(h)(h) “Life insurance” means insurance coverage on human lives including benefits of endowment and annuities, and may include benefits in the event of death or dismemberment by accident and benefits for disability income and, unless otherwise specifically excluded, includes individually issued annuities. Ins 2.19(5)(i)(i) “Military installation” means any federally owned, leased, or operated base, reservation, post, camp, building, or other facility to which service members are assigned for duty, including barracks, transient housing, and family quarters. Ins 2.19(5)(j)(j) “MyPay” means a Defense Finance and Accounting Service web-based system that enables service members to process certain discretionary pay transactions or provide updates to personal information data elements without using paper forms. Ins 2.19(5)(k)(k) “Service member” means any active duty officer, commissioned and warrant, or enlisted member of the United States Armed Forces. Ins 2.19(5)(L)(L) “Side fund” means a fund or reserve that is part of or otherwise attached to a life insurance policy, excluding individually issued annuities, by rider, endorsement or other mechanism which accumulates premium or deposits with interest or by other means. The term does not include any of the following: Ins 2.19(5)(L)1.1. Cumulated value or cash value or secondary guarantees provided by a universal life policy. Ins 2.19(5)(L)2.2. Cash values provided by a whole life policy which are subject to standard nonforfeiture law for life insurance. Ins 2.19(5)(L)3.3. A premium deposit fund which complies with all of the following: Ins 2.19(5)(m)(m) “Specific appointment” means a prearranged appointment agreed upon by both parties and definite as to place and time. Ins 2.19(5)(n)(n) “United States Armed Forces” means all components of the Army, Navy, Air Force, Marine Corps, and Coast Guard. Ins 2.19(6)(6) Practices declared false, misleading, deceptive or unfair on a military installation or using military personnel or programs.