SB327,,87 EFFECT OF COURT-ORDERED

SB327,,88 ASSIGNMENTS FOR SUPPORT

SB327,,89 8. If the debtor has assigned his or her earnings for support by court order, those support payments take priority over this earnings garnishment. If 25% or more of the debtor’s disposable earnings is assigned for support by court order, do not pay any part of the debtor’s earnings to the creditor. Instead, send the creditor a statement of that fact by the end of the 7th business day after you receive these forms. If less than 25% of the debtor’s earnings is assigned for support by court order, the amount the creditor must be paid is reduced so that the total of earnings assigned and garnisheed, earnings garnished to satisfy an order for restitution under s. 973.20 (1r), this wage garnishment, and all other wage garnishments in effect for this debtor does not exceed 25% of the debtor’s disposable earnings. If this earnings garnishment is one of 2 or more earnings garnishments issued for this debtor and if 25% or more of the debtor’s disposable earnings is assigned for support by court order, do not pay any part of the debtor’s earnings to any creditor. Instead, send the creditor a statement of that fact by the end of the 7th business day after you receive these forms. If this earnings garnishment is one of 2 or more earnings garnishments issued for this debtor and if less than 25% of the debtor’s disposable earnings is assigned for support by court order, determine the amount each creditor must be paid by first determining the difference between 25% of the debtor’s disposable earnings and the amount assigned for support by court order and then dividing the difference by the number of creditors. If this earnings garnishment is one of 2 or more earnings garnishments issued for this debtor and if less than 25% of the debtor’s disposable earnings is assigned for support by court order and if this debtor’s earnings are also being garnished to satisfy an order for restitution under s. 973.20 (1r), determine the amount each creditor must be paid by first determining the difference between 25% of the debtor’s disposable earnings and the sum of the amount assigned for support by court order and the amount garnished to satisfy an order for restitution. Then, divide the difference by the number of creditors.

SB327,,90 EXTENSIONS EFFECT OF A GARNISHMENT

SB327,,91 TO SATISFY AN ORDER FOR RESTITUTION

SB327,,92 9. The debtor and creditor may agree in writing to extend this earnings garnishment for additional pay periods beginning within 13 weeks after this earnings garnishment would otherwise terminate. If you receive a written extension stipulation, and an additional garnishee fee for each extension, you must honor it unless a different garnishment against this debtor’s earnings is served upon you before the extension takes effect. In that case, the extension is void and you must return the extension fee to the party who paid it to you If the earnings payable to a debtor who owes restitution under a court order are being garnished to satisfy that order for restitution, those restitution payments take priority over this earnings garnishment. If 20% or more of the debtor’s disposable earnings is being garnished to satisfy an order for restitution, do not pay any part of the debtor’s earnings to the creditor. Instead, send the creditor a statement of that fact by the end of the 7th business day after you receive these forms. If less than 20% of the debtor’s earnings is being garnished to satisfy an order for restitution, the amount the creditor must be paid is reduced so that the total of earnings garnished for restitution and garnished under this earnings garnishment and any other earnings garnishments in effect for this debtor does not exceed 20% of the debtor’s disposable earnings. If this earnings garnishment is one of 2 or more earnings garnishments issued for this debtor and if 20% or more of the debtor’s disposable earnings is being garnished to satisfy an order for restitution, do not pay any part of the debtor’s earnings to any creditor. Instead, send the creditor a statement of that fact by the end of the 7th business day after you receive these forms. If this earnings garnishment is one of 2 or more earnings garnishments issued for this debtor, and if less than 20% of the debtor’s disposable earnings is being garnished to satisfy an order for restitution, determine the amount each creditor must be paid by first determining the difference between 20% of the debtor’s disposable earnings and the amount being garnished to satisfy an order for restitution and then dividing the difference by the number of creditors.

SB327,17 Section 17. 812.44 (4) of the statutes is amended to read:

SB327,,94 812.44 (4) The notice of exemption served upon the garnishee under s. 812.35 (4) shall be in substantially the following form:

SB327,,95 STATE OF WISCONSIN

SB327,,96 CIRCUIT COURT: .... County

SB327,,99 A.B., Creditor

SB327,,100 vs. File or Reference Number ....

SB327,,101 C.D., Debtor EXEMPTION NOTICE

SB327,,102 and EARNINGS GARNISHMENT

SB327,,103 E.F., Garnishee

SB327,,106 To the debtor:

SB327,,107 The creditor was awarded a judgment against you or your spouse by .... (County Circuit or Federal District) Court on the .... day of ...., .... (year). That judgment not having been fully paid, the creditor has now filed a garnishment proceeding against your earnings from the garnishee. This means that the creditor is seeking to take some of your earnings to satisfy part or all of the judgment against you or your spouse.

SB327,,108 The total amount of the creditor’s claim is as follows:

SB327,,109 Unpaid balance on judgment   $....

SB327,,110 Unpaid postjudgment interest   $....

SB327,,111 Costs:

SB327,,112 a. Garnishment filing fee   $....

SB327,,113 b. Garnishee fee   $....

SB327,,114 c. Service of process (estimate)   $....

SB327,,115 TOTAL   $....

SB327,,116 By law, you are entitled to an exemption of not less than 80% of your disposable earnings. Your “disposable earnings” are those remaining after social security and federal and state income taxes are withheld.

SB327,,117 Your earnings are completely exempt from garnishment if: