30.   Nonrenewal

    31.   Vacancy and unoccupancy

    32.   Right of salvage

    33.   Abandonment

    34.   Negligence

  B.   Policy provisions

     1.   Elements of a contract

     2.   Declarations

     3.   Insuring agreement

     4.   Sources of insurability information

     5.   Conditions

     6.   Exclusions

    7.   Limitations

     8.   Warranties, representations, and concealment

      a.   Warranty

      b.   Affirmative

    9.   Promissory

    10.   Breach of warranty

    11.   Concealment

    12.   Binders

    13.   Definition of the insured

    14.   Duties of the insured

    15.   Obligations of the insurance company

    16.   Mortgagee rights

    17.   Cancellation and nonrenewal provisions

    18.   Supplementary payment (additional coverages)

    19.   Proof of loss

    20.   Notice of claim

    21.   Appraisal