Ins 25.04(2)(b)2.e.e. In a form that combines the licensee’s notice with other information, uses distinctive type size, style, and graphic devices, such as shading or sidebars. Ins 25.04(2)(b)3.3. ‘Notices on web sites.’ If a licensee provides a notice on a web page, the licensee designs its notice to call attention to the nature and significance of the information in it if the licensee uses text or visual cues to encourage scrolling down the page if necessary to view the entire notice and ensures that other elements on the web site, such as text, graphics, hyperlinks or sound, do not distract attention from the notice, and the licensee does any of the following: Ins 25.04(2)(b)3.a.a. Places the notice on a screen that consumers frequently access, such as a page on which transactions are conducted. Ins 25.04(2)(b)3.b.b. Places a link on a screen that consumers frequently access, such as a page on which transactions are conducted, that connects directly to the notice and is labeled appropriately to convey the importance, nature and relevance of the notice. Ins 25.04(3)(3) “Collect” means to obtain information that the licensee organizes or can retrieve by the name of an individual or by identifying number, symbol or other identifying particular assigned to the individual, irrespective of the source of the underlying information. Ins 25.04(4)(4) “Commissioner” means the commissioner of insurance. Ins 25.04(5)(5) “Company” means a corporation, limited liability company, business trust, general or limited partnership, association, sole proprietorship or similar organization. Ins 25.04(6)(a)(a) “Consumer” means an individual about whom a licensee has nonpublic personal information, who: Ins 25.04(6)(a)1.1. Seeks to obtain, obtains or has obtained an insurance product or service from a licensee that is to be used primarily for personal, family or household purposes; Ins 25.04(6)(a)4.4. Is a third-party claimant under an insurance product or service obtained for business, commercial or agricultural purposes,. Ins 25.04(6)(b)1.1. An individual who provides nonpublic personal information to a licensee in connection with obtaining or seeking to obtain financial, investment or economic advisory services relating to an insurance product or service is a consumer regardless of whether the licensee establishes an ongoing advisory relationship. Ins 25.04(6)(b)2.2. An applicant for insurance prior to the inception of insurance coverage is a licensee’s consumer. Ins 25.04(6)(b)3.3. An individual is a licensee’s consumer if all of the following conditions exist: Ins 25.04(6)(b)3.a.a. The individual is a beneficiary of a life insurance policy underwritten by the licensee, a claimant under an insurance policy issued by the licensee, a named insured or an annuitant under an insurance policy or an annuity, respectively, issued by the licensee, or a mortgagor of a mortgage covered under a mortgage insurance policy. Ins 25.04(6)(b)3.b.b. The licensee discloses nonpublic personal financial information about the individual to a nonaffiliated third party other than as permitted under ss. Ins 25.50, 25.55, and 25.60. Ins 25.04(6)(c)(c) The following are examples of individuals who are not consumers: Ins 25.04(6)(c)1.1. Provided that the licensee provides the initial notice under s. Ins 25.10 to the plan sponsor, group or blanket insurance policyholder, group annuity contract-holder, or workers’ compensation policyholder and that the licensee does not disclose to a nonaffiliated third party nonpublic personal financial information about such an individual other than as permitted under ss. Ins 25.50, 25.55, and 25.60, an individual is not the consumer of the licensee solely because the individual is any of the following: Ins 25.04(6)(c)1.a.a. A participant or a beneficiary of an employee benefit plan that the licensee administers or sponsors or for which the licensee acts as a trustee, insurer or fiduciary. Ins 25.04(6)(c)1.b.b. Covered under a group or blanket insurance policy or group annuity contract issued by the licensee.