Ins 25.15(4)(a)(a) A licensee may satisfy the initial notice requirements in ss. Ins 25.10 (1) (b) and 25.17 (3) for a consumer who is not a customer by providing a short-form initial notice at the same time as the licensee delivers an opt out notice as required in s. Ins 25.17.

Ins 25.15(4)(b)(b) A short-form initial notice shall comply with all of the following:

Ins 25.15(4)(b)2.2. It shall state that the licensee’s privacy notice is available upon request.

Ins 25.15(4)(b)3.3. It shall explain a reasonable means by which the consumer may obtain that notice.

Ins 25.15(4)(c)(c) The licensee shall deliver its short-form initial notice according to s. Ins 25.25. The licensee is not required to deliver its privacy notice with its short-form initial notice. The licensee instead may simply provide the consumer a reasonable means to obtain its privacy notice. If a consumer who receives the licensee’s short-form notice requests the licensee’s privacy notice, the licensee shall deliver its privacy notice according to s. Ins 25.25.

Ins 25.15(4)(d)(d) Examples of obtaining privacy notice. The licensee provides a reasonable means by which a consumer may obtain a copy of its privacy notice if the licensee does any of the following:

Ins 25.15(4)(d)1.1. Provides a toll-free telephone number that the consumer may call to request the notice.

Ins 25.15(4)(d)2.2. For a consumer who conducts business in person at the licensee’s office, maintains copies of the notice on hand that the licensee provides to the consumer immediately upon request.

Ins 25.15(5)(a)(a) Categories of nonpublic personal financial information that the licensee reserves the right to disclose in the future, but does not currently disclose.

Ins 25.15(5)(b)(b) Categories of affiliates or nonaffiliated third parties to whom the licensee reserves the right in the future to disclose, but to whom the licensee does not currently disclose, nonpublic personal financial information.

Ins 25.15(6)(6) Sample clauses. Sample clauses illustrating some of the notice content required by this section are included in Appendix A of this chapter.

Ins 25.17(1)(a)(a) Form of opt out notice. If a licensee is required to provide an opt out notice under s. Ins 25.30 (1), it shall provide a clear and conspicuous notice to each of its consumers that accurately explains the right to opt out under that section. The notice shall include all of the following:

Ins 25.17(1)(a)1.1. That the licensee discloses or reserves the right to disclose nonpublic personal financial information about its consumer to a nonaffiliated third party.

Ins 25.17(1)(b)(b) Examples.

Ins 25.17(1)(b)1.1. A licensee provides notice that the consumer can opt out of the disclosure of nonpublic personal financial information to a nonaffiliated third party in compliance with this section if the licensee does all of the following:

Ins 25.17(1)(b)1.a.a. Identifies all of the categories of nonpublic personal financial information that it discloses or reserves the right to disclose, and all of the categories of nonaffiliated third parties to which the licensee discloses the information, as described in s. Ins 25.15 (3) (b) and (c), and states that the consumer can opt out of the disclosure of that information.

Ins 25.17(1)(b)1.b.b. Identifies the insurance products or services that the consumer obtains from the licensee, either singly or jointly, to which the opt out direction would apply.

Ins 25.17(1)(b)2.2. A licensee provides a reasonable means to exercise an opt out right if it does any of the following:

Ins 25.17(1)(b)2.a.a. Designates check-off boxes in a prominent position on the relevant forms with the opt out notice.

Ins 25.17(1)(b)2.c.c. Provides an electronic means to opt out, such as a form that can be sent via electronic mail or a process at the licensee’s web site, if the consumer agrees to the electronic delivery of information.

Ins 25.17(1)(b)2.d.d. Provides a toll-free telephone number that consumers may call to opt out.