ATCP 127.10(3)(b)(b) The written confirmation includes all of the following information:
ATCP 127.10(3)(b)1.1. The date and amount of the check, draft, or instrument.
ATCP 127.10(3)(b)2.2. The payor’s name.
ATCP 127.10(3)(b)3.3. The number of payments, if more than one.
ATCP 127.10(3)(b)4.4. A telephone number for consumer inquiries that is answered during normal business hours.
ATCP 127.10(3)(b)5.5. The date of the consumer’s authorization.
ATCP 127.10(3)(b)6.6. A procedure by which the consumer can obtain a refund from the seller if the written confirmation is inaccurate.
ATCP 127.10 HistoryHistory: Cr. Register, July, 1999, No. 523, eff. 8-1-99.
ATCP 127.12ATCP 127.12Credit card laundering.
ATCP 127.12(1)(1)No merchant may present to or deposit into a credit card system for payment, or cause another person to present to or deposit into a credit card system for payment, any credit card sales draft generated by a telephone transaction that is not a sale by that merchant to the holder of that credit card.
ATCP 127.12(2)(2)No person may employ, solicit, or cause a merchant to violate sub. (1).
ATCP 127.12(3)(3)No seller engaged in a telephone transaction may, by means of a business relationship or affiliation with a merchant, obtain access to a credit card system unless that access is authorized by that merchant’s written agreement with the credit card system operator, or with an acquirer licensed or authorized by the credit card system operator.
ATCP 127.12 HistoryHistory: Cr. Register, July, 1999, No. 523, eff. 8-1-99.
ATCP 127.14ATCP 127.14Misrepresentations. No seller may do any of the following, directly or by implication, in a telephone transaction:
ATCP 127.14(1)(1)Misrepresent a seller’s identity, affiliation, location, or characteristics.
ATCP 127.14(2)(2)Misrepresent the nature, purpose, or intended length of a solicitation.
ATCP 127.14(3)(3)Misrepresent the nature or terms of a telephone transaction, or any document related to that transaction.
ATCP 127.14(4)(4)Misrepresent the cost of goods or services offered or promoted by a seller, or fail to disclose material costs payable by the consumer.
ATCP 127.14(5)(5)Misrepresent the nature, quantity, material characteristics, performance, or efficacy of the goods or services offered or promoted by a seller.
ATCP 127.14(6)(6)Misrepresent or fail to disclose material restrictions, limitations, or conditions on the purchase, receipt, use, or return of goods or services offered or promoted by a seller.
ATCP 127.14(7)(7)Misrepresent the material terms of a seller’s refund, cancellation, exchange, repurchase, or warranty policies.
ATCP 127.14(8)(8)Misrepresent that a seller is offering consumer goods or services free of charge or at a reduced price.
ATCP 127.14(9)(9)Misrepresent that a seller is affiliated with, or endorsed by, any government or 3rd-party organization.
ATCP 127.14(10)(10)Represent that the seller has specially selected the consumer unless the representation is true and the seller concurrently discloses to the consumer the specific basis on which the seller makes the representation. The seller may not misrepresent that basis.
ATCP 127.14(11)(11)Represent that the seller is conducting a special sales promotion, is making a special offer limited to a few persons, is making a special offer for a limited period of time, or is authorized to place the offered goods or services in a limited number of homes, unless the representation is true and the seller concurrently discloses to the consumer the specific basis on which the representation is made. The seller may not misrepresent that basis.
ATCP 127.14(12)(12)Represent that the seller is participating in a contest or conducting a survey unless the representation is true and all of the following apply:
ATCP 127.14(12)(a)(a) The seller first makes all of the opening disclosures under s. ATCP 127.04.
ATCP 127.14(12)(b)(b) The seller concurrently discloses the name of the contest or survey sponsor, and the specific terms of the contest or survey.
ATCP 127.14(12)(c)(c) The seller concurrently discloses that the seller is attempting to sell goods or services, or to obtain information to identify sales prospects, if that is the case.