AB948,,137137(b) Commence administrative proceedings on its own initiative, or commence civil actions through the department of justice, to restrain by temporary or permanent injunction a person from violating this subchapter, to recover any fees or penalties owed under this subchapter, or to seek relief available under this subchapter on behalf of student loan borrowers. AB948,,138138(c) Suspend, revoke, or refuse to renew a license issued under s. 224.105 as provided in s. 224.105 (11). AB948,,139139(3) The office may promulgate rules to implement this subchapter. AB948,5140Section 5. Nonstatutory provisions. AB948,,141141(1) (a) No later than the 90th day after the effective date of this paragraph, the department of financial institutions shall determine whether it can fully implement the provisions created in this act as subch. V of ch. 224 by the 90th day after the effective date of this paragraph, and shall provide notice of this determination to the legislative reference bureau by that date. AB948,,142142(b) If the notice of the department of financial institutions under par. (a) states that the department cannot fully implement the provisions created in this act as subch. V of ch. 224 by the 90th day after the effective date of this paragraph, the department shall provide notice to the legislative reference bureau of the date on which the provisions created in this act as subch. V of ch. 224 will be fully implemented, which date may not be later than January 1, 2025, and the legislative reference bureau shall publish a notice in the Wisconsin Administrative Register that specifies this date. AB948,6143Section 6. Effective dates. This act takes effect on the day after publication, except as follows: AB948,,144144(1) The treatment of ss. 15.01 (6), 15.02 (3) (c) 1., and 15.185 (6) and subch. V of ch. 224 takes effect on the 90th day after the day of publication, or on the date specified in the notice published in the Wisconsin Administrative Register under Section 5 (1) (b) of this act, whichever is later.