ATCP 127.06(2)(2) Form of disclosure. A seller shall make the disclosures under sub. (1) in writing, except that a seller may make the disclosures orally if at least one of the following applies: ATCP 127.06(2)(a)(a) The seller confirms the disclosures in writing at or before the time the seller first delivers the consumer goods or services to the consumer, and before the seller submits any credit card sales draft for payment or takes any other payment from the consumer. ATCP 127.06(2)(b)(b) The seller does both of the following in writing at or before the time the seller first delivers consumer goods or services to the customer: ATCP 127.06(2)(b)2.2. Discloses, in substance, that the consumer may cancel the sale after the first delivery and obtain a full refund. The seller may specify a cancellation deadline, provided that the deadline is at least 7 days after the first delivery. ATCP 127.06(3)(a)(a) If the primary language used in a telephone solicitation is not English, the seller shall make the disclosures under sub. (1) in the language primarily used. ATCP 127.06(3)(b)(b) If the primary language used in a telephone transaction is not English, every written agreement signed by the consumer shall be in English and the language primarily used. ATCP 127.06 HistoryHistory: Cr. Register, July, 1999, No. 523, eff. 8-1-99. ATCP 127.08(1)(1) Illegal lotteries. In a telephone transaction, no seller may use a prize promotion that violates s. 945.02 (3), Stats. ATCP 127.08(2)(2) Prize notice; requirements. In a telephone transaction, no seller may use a prize promotion that violates s. 100.171, Stats. ATCP 127.08(3)(3) Prize promotions; misrepresentations. No seller may misrepresent the material terms of a prize promotion used in a telephone transaction. ATCP 127.08 HistoryHistory: Cr. Register, July, 1999, No. 523, eff. 8-1-99. ATCP 127.10ATCP 127.10 Unauthorized payment. No seller in a telephone transaction may obtain or submit for payment any check, draft, or other negotiable instrument drawn on a consumer’s account without that consumer’s express, verifiable authorization. The following authorizations are considered verifiable: ATCP 127.10(1)(1) An express written authorization. Express written authorization may include the consumer’s signature on the check, draft, or negotiable instrument. ATCP 127.10(2)(2) An express oral authorization if all of the following apply: ATCP 127.10(2)(a)(a) The oral authorization is tape recorded and made available upon request to the consumer’s bank. ATCP 127.10(2)(b)(b) The oral authorization clearly authorizes payment for the goods and services offered to the consumer. ATCP 127.10(2)(c)(c) The oral authorization clearly indicates that the consumer received information specifying all of the following: ATCP 127.10(2)(c)4.4. A telephone number for consumer inquiries that is answered during normal business hours. ATCP 127.10(3)(3) An authorization which the seller confirms in writing, provided that all of the following apply: ATCP 127.10(3)(a)(a) The seller sends the written confirmation to the consumer before the seller submits the check, draft, or other negotiable instrument for payment. ATCP 127.10(3)(b)(b) The written confirmation includes all of the following information: