2025 Statutes Index

Scope of law, 424.102

Solicitation, false, misleading or deceptive, 424.501

Term of, 424.207

Title of law, 424.101

consumer act_7. mortgage loans 7. Mortgage Loans

Generally, Ch. 428

First lien real estate loans:

Accounting as to receipts and disbursements, violations, 428.104

Applicability of chapter, 428.101

Attorney fees, 428.103 (1) (e)

Debt collection, 428.103 (1) (c)

Definitions, 428.102

Delinquency charges, 428.103 (1) (a)

Limitations applicable to loans, violations, 428.103

Pleadings, 428.105

Receipts evidencing payment, violations, 428.104

Remedies of customer, 428.106

High cost mortgage lending:

Administration and penalties, 428.210

Definitions, 428.202

Exemption for depository institutions, 428.211

Prepayment, 428.207

Prohibitions and requirements, lenders and assignees:

Generally, 428.203

False statements, 428.204

Recommending default, 428.206

Disclosure to customers, 428.208

Property exempt form debt collection, 428.2095

State regulation authority, exclusive, 428.209

consumer act_8. remedies and penalties 8. Remedies and Penalties

Generally, Ch. 425

Abandoned collateral or leased goods, merchant may take possession, 425.207 (2)

Attachment before judgment is prohibited, 425.111

Attorney fees to be reasonable, court to determine amount, 425.308

Body attachment:

Prohibited, 425.113

Violation of law, 425.113 (2), 425.305

Class actions, 425.309, 426.110

Collateral or leased goods:

Definition, 425.202

Restraining order to protect, 425.207

Voluntary surrender of, 425.204

Corporate officers, liability of, 425.310

Customer’s remedies:

Amounts, damages, 425.302, 425.303, 425.304

To be liberally construed, 425.301

Customer’s right to redeem, 425.208

Default:

Accrual of cause of action in favor of creditor, 425.103

Cure of, 425.105

Definition, 425.103 (2)

Notice to customer of right to cure, 425.104

Deficiency judgment:

Computation of deficiency, 425.210

Restrictions on, 425.209

Enforcement of merchant’s rights in collateral and leased goods, 425.203

Evidence of violations, 425.311

Exempt property in satisfaction of judgment, 425.106

Extensions of credit, extortionate, 425.108

Garnishment before judgment is prohibited, 425.111

Garnishment, no discharge from employment for, 425.110

Injunction to protect collateral or leased goods, 425.207

Levy before judgment is prohibited, 425.111

Liability of corporate officers, 425.310

Limitation of action, 425.307

Marital property, in consumer credit transaction, exemptions, 425.106 (2)

Married persons, credit transactions with, 766.565

Merchant’s rights in collateral and leased goods, enforcement of, 425.203

Multiple obligors, one recovery, 425.301 (5)

Nonjudicial enforcement limited, 425.206

Notice to law enforcement, 425.2065

Violation of law, 425.206 (3), 425.305

Open-end credit plan:

Action to recover collateral, merchant to produce writings, 425.205 (4)

Default, accrual of cause of action to creditor, 425.103 (2) (b)

Pleadings, 425.109

Redeem, customer’s right to, 425.208

Replevin, 425.205

Restraining order to protect collateral or leased goods, 425.207

Scope of law, 425.102, 425.201

Settlement of claims, agreement to forego rights, 421.106

Stay of execution, 425.112

Title of law, 425.101

Transactions which are void, 425.305

Unconscionability, what is, remedy and penalty, 425.107

Unenforceable obligations, 425.306

Violations of law, misdemeanor, 425.401

contagious diseases CONTAGIOUS DISEASES

See Diseases