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Trans 100.25   Mandatory insurance.
Ch. Trans 100 Note Note: Chapter MVD 10 as it existed on October 31, 1985 was repealed and a new chapter Trans 100 was created effective November 1, 1985.
Trans 100.01 Trans 100.01Purpose and scope.
Trans 100.01(1)(1)Statutory authority. As authorized by ss. 85.16 (1), 227.11, and 343.02, Stats., the purpose of this chapter is to administratively interpret s. 343.23 (2), Stats., relating to department records, ss. 344.01 to 344.48, Stats., relating to financial responsibility in accidents, s. 346.70, Stats., relating to accident reporting, and ss. 344.25 to 344.27, Stats., relating to damage judgments.
Trans 100.01(2) (2) Applicability. This chapter applies to any person involved in a motor vehicle accident in Wisconsin as specified in ss. 344.12, 344.25 and 346.70, Stats.
Trans 100.01 Note Note: For information on occupational licenses, see s. Trans 117.03 (2) (k). Forms used in this chapter are MV 3038 resolution authorizing power of attorney under ch. 344, Stats., MV 3039 minors release, MV 3041 release of liability, MV 3657 evaluation of property damage, MV 3656 evaluation of personal injuries, MV 3658 evaluation of motor vehicle damage, MV 3069 application for self-insurance, MV 3070 safety responsibility self-insurance certificate, MV 3128 installment agreement to pay damages, MV 3347 emergency vehicle involvement, MV 3384 safety responsibility information, and MV 3387 reinstatement instructions, DT 4000 Wisconsin motor vehicle accident report, DT4002 Wisconsin motor vehicle accident report. Forms may be obtained, free of charge, from Wisconsin Department of Transportation, Uninsured Motorist Unit, P.O. Box 7999, Madison, WI 53707-7999.
Trans 100.01 History History: Cr. Register, October, 1985, No. 358, eff. 11-1-85; correction in (1) made under s. 13.93 (2m) (b) 7., Stats., Register, December, 1987, No. 384; r. and recr. (1), Register, April, 1994, No. 460, eff. 5-1-94; CR 01-156: am. (1) and (2) Register October 2005 No. 598, eff. 11-1-05; CR 10-070: am. (1) Register November 2010 No. 659, eff. 12-1-10.
Trans 100.02 Trans 100.02Definitions. The words and phrases defined in ss. 340.01, 343.01, 343.04 and 344.01 (2), Stats., have the same meaning in this chapter unless a different definition is specifically provided. Unless otherwise indicated, where terms are defined in more than one of those sections and in s. 344.01 (2), the definition in s. 344.01 (2), Stats., shall control. In this chapter:
Trans 100.02(1) (1)“Accident" means a happening involving a vehicle that results in damage or injury, including occurrences caused by “acts of God," negligence or intentional acts.
Trans 100.02(2) (2)“Damage judgment" means a judgment as defined in s. 344.01 (2) (a), Stats., that is certified to the department as specified in s. 344.05, Stats.
Trans 100.02(3) (3)“Depositor" means a person who deposits security with the department under s. 344.17, Stats.
Trans 100.02(4) (4)“Driver record" means the public record of a person's driver history maintained by the department in accordance with s. 343.23, Stats., or the records maintained by the department for a person who has been issued an identification card.
Trans 100.02(4m) (4m)“Emergency medical technician" or “EMT" has the meaning in s. 256.01 (5), Stats.
Trans 100.02(5) (5)“Fire fighter" has the meaning set forth in s. 102.475 (8) (b), Stats.
Trans 100.02(6) (6)“First responder" has the meaning set forth in s. 256.01 (9), Stats.
Trans 100.02 Note Note: See s. 343.23 (2) (a) 3., Stats.
Trans 100.02(7) (7)“Injured party" means a person who suffers personal injury or whose property is damaged in an accident.
Trans 100.02(8) (8)“Law enforcement officer" has the meaning set forth in s. 165.85 (2) (c), Stats.,
Trans 100.02 Note Note: See s. 343.23 (2) (a) 1., Stats.
Trans 100.02(9) (9)“Legally parked" means a vehicle which is parked under ss. 346.03 (2) (a) or 346.51 to s. 346.54, Stats., or is indicated in writing to be legally parked at the time of the accident by the investigating law enforcement agency or the operators of other vehicles involved in the accident. A vehicle parked with doors or any part of a load extending into an adjoining space intended for vehicular travel may not be considered “legally parked."
Trans 100.02(10) (10)“Licensee" means a person to whom the department has granted an operator's license.
Trans 100.02(11) (11)“Motor vehicle" has the meaning specified in s. 344.01 (2) (b), Stats.
Trans 100.02 Note Note: See s. 344.01 (2) (b), Stats.
Trans 100.02(11m) (11m)“Multiple injury minimum coverage" means $50,000.
Trans 100.02(12) (12)“Owner" or “vehicle owner" has the meaning set forth in ss. 340.01 (42) and 344.01 (2) (cm), Stats.
Trans 100.02(12m) (12m)“Property damage minimum coverage" means $10,000.
Trans 100.02(13) (13)“Report" means an accident report received on an approved form or one received in an automated format approved by the department.
Trans 100.02 Note Note: Forms MV 4000—Wisconsin Motor Vehicle Accident Report, MV 4002 Driver Report of Accident and MV 4004, Report Supplement, are available from the DOT Traffic Accident Section, P.O. Box 7919, Madison, WI 53707-7919.
Trans 100.02(13m) (13m)“Single injury minimum coverage" means $25,000.
Trans 100.02(14) (14)“Winter highway maintenance worker" means a person involved in the types of winter highway maintenance described in s. 343.23 (2) (a) 2., Stats.
Trans 100.02 History History: Cr. Register, October, 1985, No. 358, eff. 11-1-85; am. (intro.), (1), (3), r. (2), r. and recr. (5), (6), renum. (7) to be (9) and am. (9), cr. (7), (8), Register, April, 1994, No. 460, eff. 5-1-94; CR 01-156: am. (intro.) and (1), cr. (2), (4), (4m), (5), (6), (8), (12) and (14), r. and recr. (3) and (7), renum. (4) to be (9), (6) to be (11), (8) to be (13) and am., renum. (5) to be (10), r. (9) Register October 2005 No. 598, eff. 11-1-05; CR 10-070: cr. (11m), (12m), and (13m) Register November 2010 No. 659, eff. 12-1-10; corrections in (4m) and (6) made under s. 13.92 (4) (b) 7., Stats., Register November 2010 No. 659; CR 11-043: am. (11m), (12m), (13m) Register May 2013 No. 689, eff. 6-1-13.
Trans 100.025 Trans 100.025Accident involvement.
Trans 100.025(1)(1)A vehicle or person shall be considered to have been involved in an accident if any of the following conditions are met:
Trans 100.025(1)(a) (a) The person is injured by an accident.
Trans 100.025(1)(b) (b) The person or the vehicle's operator commits some act that contributes to cause an accident, regardless of physical contact.
Trans 100.025(1)(c) (c) The vehicle is damaged in an accident.
Trans 100.025(1)(d) (d) The vehicle makes contact with any other person or property and causes damage.
Trans 100.025(1)(e) (e) The vehicle is damaged by a failure of a mechanical or electrical system resulting in fire or accident when it is in use primarily for moving persons or property, including the vehicle itself, from one place to another and is in motion, or in readiness for motion, and is unattended and not legally parked in a designated parking area.
Trans 100.025(1)(f) (f) Property, parts or debris falls from the vehicle and causes an accident.
Trans 100.025(1)(g) (g) A vehicle contacts or avoids debris or property on a roadway that has fallen from another vehicle or is not ordinarily found in a roadway, and causes an accident.
Trans 100.025(1)(h) (h) The vehicle moves without an operator controlling its movements and causes an accident.
Trans 100.025(1)(i) (i) One or more doors or any part of the load of a parked vehicle extends into an adjoining space intended for vehicular travel and an accident occurs as a result of that extension.
Trans 100.025 Note Note: Accidents may be the result of “acts of God," or negligence or intentional acts. s. Trans 100.02 (1).
Trans 100.025(2) (2)Except as provided in sub. (1) (i), the operator of a vehicle shall be considered to not have been involved in an accident if the vehicle was legally parked at the time of any damage to the vehicle.
Trans 100.025 History History: CR 01-156: cr. Register October 2005 No. 598, eff. 11-1-05.
Trans 100.03 Trans 100.03Reporting an accident.
Trans 100.03(1)(1)In this section, “reportable" refers to an accident in which the minimum damage requirements of s. 346.70, Stats., are met or exceeded, and for which reporting the accident is mandatory under that section, or an accident to which the safety responsibility law applies under s. 344.12, Stats.
Trans 100.03 Note Note: Section 346.66, Stats., makes the accident reporting requirements of s. 346.70, Stats., applicable only as follows:
Trans 100.03 Note 346.66 Applicability of sections relating to accidents and accident reporting. In addition to being applicable upon highways, ss. 346.67 to 346.70 are applicable upon all premises held out to the public for use of their motor vehicles, all premises provided by employers to employees for the use of their motor vehicles and all premises provided to tenants of rental housing in buildings of 4 or more units for the use of their motor vehicles, whether such premises are publicly or privately owned and whether or not a fee is charged for the use thereof. These sections do not apply to private parking areas at farms or single-family residences or to accidents involving only snowmobiles, all-terrain vehicles or vehicles propelled by human power or drawn by animals.
Trans 100.03 NoteSection 344.12, Stats., makes the safety responsibility law apply as follows:
Trans 100.03 Note 344.12 Applicability of provisions relating to deposit of security for past accidents. Subject to the exceptions contained in s. 344.14, the provisions of this chapter requiring deposit of security and requiring suspension for failure to deposit security apply to the operator and owner of every motor vehicle which is in any manner involved in an accident in this state which has resulted in bodily injury to or death of any person or damage to property of any other person of $1,000 or more.
Trans 100.03(1m) (1m)A law enforcement agency investigating a reportable accident involving a vehicle shall report the accident to the department as required under s. 346.70 (4), Stats. If a law enforcement agency does not investigate and report the accident within 10 days after the accident, the operators of the vehicles involved in the accident shall report the accident to the department as required under s. 346.70 (2), Stats. The department may accept or require a report of the accident to be filed by the occupant or the owner in lieu of a report by the operator.
Trans 100.03 Note Note: Forms MV 4000 Wisconsin Motor Vehicle Accident Report and MV 4002 Driver Report of Accident.
Trans 100.03(2) (2)Persons misidentified as an operator in a law enforcement report may file a written report with the department regarding that fact. Upon receipt of such a report, the department shall require the person claiming to have been misidentified to do either of the following:
Trans 100.03(2)(a) (a) Have the agency that filed the report file an amended law enforcement agency report with the department.
Trans 100.03(2)(b) (b) Provide the department with a copy of court findings meeting any of the following criteria:
Trans 100.03(2)(b)1. 1. From any type of proceeding that identifies the true operator of the vehicle at the time of the accident.
Trans 100.03(2)(b)2. 2. From a criminal, traffic forfeiture or civil proceeding that concludes the person was not a vehicle operator involved in the accident.
Trans 100.03(2)(b)3. 3. From a civil court proceeding related to establishing liability issues related to the accident that the court cannot determine whether the person was the operator of a vehicle involved in the accident.
Trans 100.03(2m) (2m)If a person filing a report under sub. (2) does not meet one of the requirements of sub. (2) (a) or (b), the department shall accept the identification of the operator in the original police report as correct. If all operators involved in an accident that was reported by a person other than a police agency and all owners of vehicles involved in that accident stipulate that a person was misidentified in an accident report and identify another person as the actual operator, the department may accept the newly identified person as the actual operator of the vehicle and release the misidentified person from further responsibility under this chapter. In all other cases involving the identification of an operator in an accident report, the department shall make a determination of the accuracy of the identification of the operator based on the credibility of the evidence submitted at hearing.
Trans 100.03(3) (3)The department shall assume that all accident reports it receives from enforcement agencies or operators meet the reporting criteria of s. 346.70 (1), Stats., or the minimum requirements for safety responsibility act under s. 343.12, Stats. An accident report filed by a police agency for an accident that is not reportable shall be returned to the reporting agency. A report from another source for an accident that is not reportable shall be discarded. If the department determines from credible evidence received, which could include property damage estimates or signed statements, that an accident that has been abstracted as part of a driver's record is not reportable, the accident will not be included in a public abstract of the driver's driver record maintained under s. 343.23, Stats.
Trans 100.03 Note Note: On the current Wisconsin Motor Vehicle Accident Report form, MV4000, reporters indicate whether they believe an accident is reportable by so indicating in Box 1 of the form.
Trans 100.03(4) (4)The department may not suspend a person's operating privilege or motor vehicle registration for failure to file an accident report, under s. 344.08, Stats., if no further information is needed from the person who failed to file the report.
Trans 100.03 History History: Cr. Register, October, 1985, No. 358, eff. 11-1-85; r. and recr. (1) and (3), am. (2), Register, April, 1994, No. 460, eff. 5-1-94; CR 01-156: renum. (1) to be (1m) and am., (4) renum. from Trans 100.14 (1) and am., cr. (1) and (2m), r. and recr. (2), am. (3) Register October 2005 No. 598, eff. 11-1-05.
Trans 100.04 Trans 100.04Required accident information.
Trans 100.04(1)(1)Accident report form required. Under s. 346.70 (2), (3m) and (4), Stats., the police, operator, owner or occupant shall complete and submit all accident information requested on the forms or in the automated format approved by the department.
Trans 100.04 Note Note: Forms MV 4000 Wisconsin Motor Vehicle Accident Report and MV 4002 Driver Report of Accident.
Trans 100.04(2) (2) Incomplete reports. The department may accept an accident report with incomplete accident information if the information is provided to the department from another credible source or is not available.
Trans 100.04(3) (3) Lack of insurance reported. When any accident report or notice from a person or insurer filed with the department within one year of an accident indicates that an operator or motor vehicle involved in an accident had no liability insurance coverage in effect at the time of an accident, the department may require the operator or owner, or both, to do one of the following:
Trans 100.04(3)(a) (a) Deposit security under s. 344.13, Stats.
Trans 100.04(3)(b) (b) Provide evidence that a policy was, in fact, in effect.
Trans 100.04(3)(c) (c) Provide evidence that the accident is exempt from the requirements of s. 344.14 (1) and (1m), Stats.
Trans 100.04 Note Note: See s. 344.14 (2), Stats.
Trans 100.04(4) (4) Incomplete insurance information. If the liability insurance company name or policy holder's name, or both, are absent from the accident report form, the department may contact the operator or owner, or both, to obtain additional insurance information. If the operator or owner provide complete insurance information, the department shall assume that the liability insurance policy specified by the owner or operator was in force at the time of the accident.
Trans 100.04(5) (5) Self-insured persons. If a motor vehicle owner is self-insured under s. 344.16, Stats., the department may mail notice of the self-insurance to the address furnished by the self-insured owner. The department shall assume that the operator of the motor vehicle is exempt under s. 344.14 (2) (d), Stats., from the security requirements unless the self-insured person notifies the department otherwise within 30 days of mailing or other information is received by the department indicating that the self-insured certificate does not apply to the operator.
Trans 100.04(6) (6) Absence of policy holder name on report. If a liability insurance company name is listed on the accident report, but a policy holder's name is not, and the operator and owner of the motor vehicle involved in the accident are the same person, the department will assume that a valid policy with the liability insurance company specified on the accident report form was in force at the time of the accident for the owner listed.
Trans 100.04(7) (7) Requesting additional information. The department may contact the operator of a motor vehicle involved in an accident, its owner, or both persons, for additional insurance information at any time. If the operator or owner provides insurance information, the department may verify the credibility of the information by contacting the insurance company listed. If an insurer determines that the operator or owner who provided the insurance information is not insured, or denies coverage for the claim, the insurer shall immediately notify the department of the person's uninsured status.
Trans 100.04 Note Note: Form T062—Request for Complete Insurance.
Trans 100.04 History History: Cr. Register, October, 1985, No. 358, eff. 11-1-85: r. and recr. (1), am. (2), renum. (3) and (4) to be (4) and (5) and am., cr. (3), (6), (7), Register, April, 1994, No. 460, eff. 5-1-94; CR 01-156: am. (3) to (7) Register October 2005 No. 598, eff. 11-1-05.
Trans 100.05 Trans 100.05Recording accident on operator's record.
Trans 100.05(1)(1)All accidents in which the operator was involved shall be identified on a public driver record abstract prepared under s. 343.23 (2), Stats., unless any of the following apply:
Trans 100.05(1)(a) (a) The vehicle was legally parked as described in s. Trans 100.025 (2).
Trans 100.05(1)(b) (b) The accident did not meet the criteria requiring reporting to the department under s. 346.70 (1), Stats.
Trans 100.05(2) (2)If a law enforcement officer, fire fighter, emergency medical technician, first responder, or winter highway maintenance worker is involved in an accident in the course of that employment, any person filing an accident report shall note that the person involved in the accident was on duty at the time of the accident. The department shall note that on-duty status on a public abstract of the on-duty operator's driver record with the entry related to the accident.
Trans 100.05 Note Note: See s. 343.23 (2), Stats. See also s. Trans 100.02 for the definitions of law enforcement officer, EMT, first responder, winter highway maintenance worker and fire fighter.
Trans 100.05(3) (3)Notwithstanding sub. (1), a law enforcement officer, emergency medical technician, first responder or fire fighter may request a reportable accident not be reported on a public abstract of his or her driver record by submitting the approved form. The licensee must show that one or more of the following conditions existed at the time of the accident:
Trans 100.05(3)(a) (a) The operated vehicle was legally parked under the exemptions of s. 346.03, Stats., and the flashing, oscillating or rotating warning lights were in use.
Trans 100.05(3)(b) (b) The operator of the emergency vehicle intentionally collided with the other vehicle.
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Published under s. 35.93, Stats. Updated on the first day of each month. Entire code is always current. The Register date on each page is the date the chapter was last published.